Chartered Financial Planning Consultant DipPFS, Cert CII (MP&ER), Chartered FCSI in Henley-On-Thames
I specialise in pension advice, including final salary*/defined benefits, investments, trusts, and inheritance tax planning for High New Worth clients and businesses. I offer tailored, open, honest face-to-face or remote financial advice. I use cutting-edge software with all my clients to create bespoke models of their potential financial future and various scenarios based on alternative financial decisions. Then, I work closely with clients to deliver this plan.
In the UK, there’s an estimated £26.6bn1 in lost or forgotten pensions. That means the average UK worker is missing as much as £28k2 from their retirement money. But there’s good news - this kind of financial hit is completely avoidable.
This one might seem obvious, but it’s easy to lose track of your pension pots, where they are, and what they’re doing. If you make a note of your pension providers, and check your pot(s) regularly, you’re far less likely to lose one of them over time.
Your investment allocation is where and how you’re investing your pension. Often, people will just use their pension provider’s default setting. But this might not actually be right for your retirement goals and risk profile. So, it’s a good idea to revisit this every few years.
If you’ve had a windfall recently, like a pay rise, bonus, or inheritance, putting a portion of it into your pension is a good idea. Not only is it tax-efficient, but you’ll be glad when your retirement comes around.
As an adviser, my role is to help you get all of this done simply, with all the facts and information you need. That might be helping you review your risk profile, consolidating old pension pots, or making a plan to help you retire early.
If that sounds good to you, please get in touch.
The value of pensions and the income they produce can fall as well as rise. You may get back less than you invested. Tax Planning is not regulated by the Financial Conduct Authority. Tax treatment varies according to individual circumstances and is subject to change.
2 Source: https://www.hrmagazine.co.uk/content/news/average-uk-worker-has-28-000-in-unclaimed-pensions
Establishing and reviewing trusts, complete personal risk management planning, short- and long-term savings and investments.
Permanent health insurance to provide a regular income should you be unable to work due to illness or injury.
Wealth management advice to make your money work as hard as it can for you, including making the most of any tax breaks available.
Expert advice to help provide comfort in your retirement.
Whole of life and term assurance protection, private medical arrangements, critical illness insurance.
Commercial mortgages/remortgages, workplace pension and employee benefits. Commercial mortgages are by referral only.
For a number of years now Tony has provided us with various advice and support with our financial matters in a helpful and professional manner.
Tony has taken the time to explain the detail and benefits of financial planning for our future needs, with aplomb.
Tony, has a lot of experience and was very helpful in sharing his knowledge with me to help in my decision making around the process to transfer my DB pension.
Tony is well versed in the subject of Pensions and Defined Benefit Pensions in particular. He explained everything I wanted to know to make an informed decision.
Tony is located in Henley-On-Thames and offers expert financial advice to suit your needs.
I have the Personal Finance Society diploma and the Advanced Pension Transfer qualifications, and I am a Chartered Fellow of the Chartered Insurance Institute for Securities and Investment.
I previously advised The Start Network, a network of 42 disaster relief charities, including Save the Children, Oxfam, and 40 other brand-name charities, for whom I was instrumental in raising £56m in 2013.
I work closely with highly regarded accountants and legal practices to advise their clients.
*Transferring out of a Final Salary scheme is unlikely to be in the best interests of most people.
The Financial Conduct Authority does not regulate some employee benefits, tax planning, inheritance tax planning, estate planning, succession planning, trusts or some buy-to-let mortgages.
The guidance and/or information contained within this website is subject to the UK regulatory regime and is therefore targeted at consumers based in the UK.
Registered Office: Quilter Financial Advisers, Senator House, 85 Queen Victoria Street, London, EC4V 4AB. Tel: 0207 562 5856. Registered in England and Wales. Registered number: 05693185. Lighthouse Financial Advice Limited, Senator House, 85 Queen Victoria Street, London, EC4V 4AB. Tel: 0207 562 5856. Registered in England and Wales. Registered number: 04795080.
Quilter Financial Planning Network only: This financial promotion was approved by Quilter Wealth Ltd, Quilter Financial Services Ltd, Quilter Mortgage Planning Ltd, Quilter Financial Ltd, Quilter Financial Planning Solutions Ltd & Lighthouse Advisory Services Limited on 01 August 2022.
