Tony Hann

Spend wisely and save smartly

June can be one of the best months of the year with summer well and truly on the way. But with all those holidays, weddings, anniversaries, and other spending, it can also be one of the most expensive too.

While you should be focusing on the present, it’s also important to be aware of how major outlays now can have a significant impact on your financial security in later life. A cashflow model can give you a clear picture of the consequences your spending and saving can have on your future.

It’s also good to know about the ways you can use your tax-free allowances wisely on certain expenditures. For example, your gifting allowances can let you pass on up to £3,000 a year to your loved ones without it being added to the value of your estate.*

Together, we can make a plan to help you live your life to the full now, while still having the retirement you want later on.

Click on the contact me today button at the top of my profile to discuss how I can help you.

*Source: HMRC 

I’ve learned from personal experience that planning for the future is not always easy. It often calls for the guiding hand of someone you trust, someone who’s taken the time to get to know you and understands your financial goals.  Equally importantly, someone who comes at the issues you’re facing from your side of the table.

Each of my clients has their own unique story and I make it a priority to find out what drives them - their values, ambitions and objectives. With a long-term approach, I will work alongside you as a reliable partner, always there with the advice and support you need.

Making significant financial decisions can be challenging alone - you can never be fully sure what you may have missed. Objective, expert guidance from someone who fully understands all the issues from the inside can be a vital confidence builder at these times. That is where I come in - clarifying and making sense of your finances, putting in place investment plans for the future and crucially, tracking progress to make sure they deliver results.

I have been working in financial services, nationally and internationally, for over 30 years, primarily in investments and enjoy drawing on that experience to guide, support and educate my clients.

Outside of work, I am a governor at a local primary school and I help out with a charity, The Theatre Shed.  If time allows, I can be found pottering in the garden, walking in the countryside with Finn, my springer spaniel or taking trips in my 1960’s classic car – on those occasions it starts!