Tom Loten

Enjoy the feel-good factor of a financial spring clean

With the start of a new tax year, now is a great moment to take a little bit of time to get your finances in order and look ahead to the next 12 months and beyond.

I can help you take a fresh look at your finances and put a plan in place to help your money work hard for you over the next year. This can include ensuring that you’re maximising your new tax-free savings and gifting allowances.  

We can also consider any important updates to your circumstances, such as a pay rise or promotion, or changes to your family. 

Now is also a good time to review your longer-term goals and check in on your retirement savings. A cashflow model is an excellent way to do this as it can help to show how on track you are, if you need to make any adjustments, and the positive impact that even a few small changes made today can have on your finances over the long term. 

Click on the contact me today button at the top of my profile to discuss how I can help you.

I believe financial planning should be clear and straightforward. My approach is open and transparent, making sure you fully understand your options and feel comfortable with every decision we make together. Whether you’re planning for retirement, saving for a once in a lifetime experience, investing for your children’s future, or protecting the things you value most, I’m here to guide you with ongoing support and clear, professional advice. My aim is simple: to give you clarity, peace of mind, and a financial plan that works for you today and in the years ahead.

I have always been passionate about helping people navigate their finances with confidence. What motivates me most is building genuine, long‑lasting relationships where clients feel understood, supported, and able to talk openly about their goals. I pride myself on being approachable and down‑to‑earth, making even the more complex aspects of financial planning feel easy to understand.

Sport has always played a big part in my life. As a former cricketer and an enthusiastic follower of rugby and football, I love the sense of teamwork, discipline, and resilience that sport brings - qualities that I carry into my work with clients every day. When I’m not working, you’ll usually find me playing sport, in the gym, or catching up on the latest matches. Staying active helps me stay focused, energised, and ready to give my best to everyone I support.