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Tom Kennedy

Financial Planning Consultant, DipPFS in Nantwich

A little bit about Tom

I have worked in financial services for almost 8 years. I am a diploma qualified Financial Planning Consultant and also hold a first-class honours degree in Accounting & Finance from the Manchester Metropolitan University. I am working towards becoming a Chartered Financial Planner with the Chartered Institute of Insurance (CII).

Find out more about me below.

Start the conversation

Speak to me about making your money go further, and protecting the things that matter most to you.
Contact me today

An adviser’s insight

Graphic of people learning about protection

Can the right protection help you become more financially resilient?

Have you heard of the ‘protection gap’? You probably know someone who’s fallen into it.

Most of us know to get travel or pet insurance, or even just insure our mobile phone. But when it comes to really big life events, cover can easily get overlooked – causing a gap.

Far too many people aren’t properly protected against life-changing events, like losing their job or not being able to work because they’ve fallen ill. Which means that when these things do happen, they can have a much bigger impact than they need to.

Luckily, cover like income protection and critical illness can help people become more financially resilient. So, if you do have a financial shock, it doesn’t have to turn everything upside down. And it can be surprisingly simple and affordable.

If you’ve had a big milestone recently, or a change in your circumstances, it might be the right time to relook at your protection needs.

Reach out to me and I’ll be happy to help.

Services

Holistic planning

Establishing and reviewing trusts, complete personal risk management planning, short- and long-term savings and investments.

Income Protection

Permanent health insurance to provide a regular income should you be unable to work due to illness or injury.

Pensions

Expert advice to help provide comfort in your retirement.

Protection

Whole of life and term assurance protection, private medical arrangements, critical illness insurance.

Business Services & Protection

Commercial mortgages/remortgages, workplace pension and employee benefits. Commercial mortgages are by referral only.

Qualifications

Diploma in Regulated Financial Planning

  • The Level 4 Diploma in Regulated Financial Planning from the Chartered Insurance Institute develops core technical and initial financial planning understanding.

Testimonials

Client 1

I needed to set up a new pension as a business owner and I needed to transfer over my old pension from my previous company. I also needed a review of my life insurance and my financial planning up to retirement age.

I am grateful to Tom who advised me that my current cover did not include any financial support should I become ill or injured and need time out of the business, now I have a policy that will cover my monthly salary and a pay out after death. He has also set me up with a new pension and will arrange with my previous pension company to transfer the balance over so it is all in one place.

Lastly, he advised me about future savings for my children which I found really useful and will be putting in place.

Client 2

Received some excellent advice from Tom on a number of different matters. I am 59 I have a cognitive disability which affects my perception and understanding. The fact that I understood Tom from the start shows his communication skills are exceptional I was honestly amazed how I myself absorbed and retained the information he gave me.

Tom made everything crystal clear I am so pleased that I've been advised by Tom its literally changed my direction in life and made it so much better. Thank you Tom, keep up the good work!!

Client 3

Tom has been great to deal with. Not only has the service been extremely professional, with regular updates and reports, but Tom is also very personable and easy to work with. We wouldn't hesitate to recommend him.

Client 4

I didn’t know where to start and I found Tom via my trade union financial advice offer. Tom had made this process really straight forward guiding me step by step and providing clear straightforward advice and information. He’s really friendly and made me think about what I want out of retirement with projections for the future and explored ethical investing with me.

Tom was upfront about managing my expectations and the limitations but committed to finding me a close fit. I’ve felt really confident in the advice Tom has given. After my experience with Tom I sort of wish I’d taken this step earlier!

More about me

I am a passionate financial planner with nearly 8 years' experience in financial services. I focus on assisting business owners and public sector professionals in navigating the difficult world of finances, pensions, investments, and tax planning, particularly retirement, investment planning and auto-enrolment.

My approach centres on understanding each client's unique goals and circumstances, enabling me to craft personalised solutions that prioritise their financial well-being and long-term success. From creating tax-efficient strategies to build and enjoy your wealth, implementing protection policies and even inheritance tax planning amongst other areas, I am committed to providing holistic guidance that empowers individuals to make informed decisions about their financial future.

Let's connect to explore how I can help you achieve your financial objectives and secure a prosperous retirement.

* Inheritance tax planning & tax planning is not regulated by the Financial Conduct Authority.

The Financial Conduct Authority does not regulate some employee benefits, tax planning, inheritance tax planning, estate planning, succession planning, trusts or some buy-to-let mortgages.

The guidance and/or information contained within this website is subject to the UK regulatory regime and is therefore targeted at consumers based in the UK.

Registered Office: Quilter Financial Advisers, Senator House, 85 Queen Victoria Street, London, EC4V 4AB. Tel: 0207 562 5856. Registered in England and Wales. Registered number: 05693185. Lighthouse Financial Advice Limited, Senator House, 85 Queen Victoria Street, London, EC4V 4AB. Tel: 0207 562 5856. Registered in England and Wales. Registered number: 04795080.

Quilter Financial Planning Network only: This financial promotion was approved by Quilter Financial Services Ltd & Quilter Financial Ltd on 01 August 2022.