Tim Knowles

Can the right protection help you become more financially resilient?

Have you heard of the ‘protection gap’? You probably know someone who’s fallen into it.

Most of us know to get travel or pet insurance, or even just insure our mobile phone. But when it comes to really big life events, cover can easily get overlooked – causing a gap.

Far too many people aren’t properly protected against life-changing events, like losing their job or not being able to work because they’ve fallen ill. Which means that when these things do happen, they can have a much bigger impact than they need to.

Luckily, cover like income protection and critical illness can help people become more financially resilient. So, if you do have a financial shock, it doesn’t have to turn everything upside down. And it can be surprisingly simple and affordable.

If you’ve had a big milestone recently, or a change in your circumstances, it might be the right time to relook at your protection needs.

Reach out to me and I’ll be happy to help.

With over 20 years of experience in the financial services sector, I haves built a reputation for delivering trusted, client-focused financial advice. My approach is holistic, ensuring that every aspect of financial planning, from investments and retirement strategies to protection and estate planning, is carefully tailored to each clients’ unique goals and circumstances.

At the heart of my practice is a commitment to building lasting relationships. I believe that true financial planning is not just about numbers, but about supporting clients in achieving the life they want to live. By listening closely, understanding long-term aspirations, and simplifying complex financial matters, I empower clients to make confident, informed decisions.

Beyond my professional expertise, I value balance and wellbeing. I am passionate about maintaining a healthy lifestyle and staying active, often enjoying outdoor activities and new experiences with my family. This personal philosophy mirrors my professional one: planning for the future while making the most of today. Whether you are planning for retirement, protecting your family, or seeking to grow your wealth, I provide clear guidance, thoughtful strategies, and unwavering support every step of the way.