Chartered Financial Planning Consultant Chartered DipFA in Ringwood
An LIBF qualified Financial Adviser with over 20 years of experience in the financial services sector, I am dedicated to guiding clients with integrity and clarity. My approach is built around delivering an exceptional client experience, ensuring every financial plan is tailored to individual goals and circumstances. By combining deep technical knowledge with a personal, client-focused ethos, I help individuals and families achieve lasting financial security and confidence in their financial future.
In the UK, there’s an estimated £26.6bn1 in lost or forgotten pensions. That means the average UK worker is missing as much as £28k2 from their retirement money. But there’s good news - this kind of financial hit is completely avoidable.
This one might seem obvious, but it’s easy to lose track of your pension pots, where they are, and what they’re doing. If you make a note of your pension providers, and check your pot(s) regularly, you’re far less likely to lose one of them over time.
Your investment allocation is where and how you’re investing your pension. Often, people will just use their pension provider’s default setting. But this might not actually be right for your retirement goals and risk profile. So, it’s a good idea to revisit this every few years.
If you’ve had a windfall recently, like a pay rise, bonus, or inheritance, putting a portion of it into your pension is a good idea. Not only is it tax-efficient, but you’ll be glad when your retirement comes around.
As an adviser, my role is to help you get all of this done simply, with all the facts and information you need. That might be helping you review your risk profile, consolidating old pension pots, or making a plan to help you retire early.
If that sounds good to you, please get in touch.
The value of pensions and the income they produce can fall as well as rise. You may get back less than you invested. Tax Planning is not regulated by the Financial Conduct Authority. Tax treatment varies according to individual circumstances and is subject to change.
2 Source: https://www.hrmagazine.co.uk/content/news/average-uk-worker-has-28-000-in-unclaimed-pensions
Establishing and reviewing trusts, complete personal risk management planning, short- and long-term savings and investments.
Permanent health insurance to provide a regular income should you be unable to work due to illness or injury.
Wealth management advice to make your money work as hard as it can for you, including making the most of any tax breaks available.
Expert advice to help provide comfort in your retirement.
Whole of life and term assurance protection, private medical arrangements, critical illness insurance.
Financial planning for dental and medical professionals, in-depth knowledge of NHS pensions and needs of hospital doctors, GPs, dentists and locums.
With over 20 years of experience in the financial services sector, I haves built a reputation for delivering trusted, client-focused financial advice. My approach is holistic, ensuring that every aspect of financial planning, from investments and retirement strategies to protection and estate planning, is carefully tailored to each clients’ unique goals and circumstances.
At the heart of my practice is a commitment to building lasting relationships. I believe that true financial planning is not just about numbers, but about supporting clients in achieving the life they want to live. By listening closely, understanding long-term aspirations, and simplifying complex financial matters, I empower clients to make confident, informed decisions.
Beyond my professional expertise, I value balance and wellbeing. I am passionate about maintaining a healthy lifestyle and staying active, often enjoying outdoor activities and new experiences with my family. This personal philosophy mirrors my professional one: planning for the future while making the most of today. Whether you are planning for retirement, protecting your family, or seeking to grow your wealth, I provide clear guidance, thoughtful strategies, and unwavering support every step of the way.
The Financial Conduct Authority does not regulate some employee benefits, tax planning, inheritance tax planning, estate planning, succession planning, trusts or some buy-to-let mortgages.
The guidance and/or information contained within this website is subject to the UK regulatory regime and is therefore targeted at consumers based in the UK.
Registered Office: Quilter Financial Advisers, Senator House, 85 Queen Victoria Street, London, EC4V 4AB. Tel: 0207 562 5856. Registered in England and Wales. Registered number: 05693185. Lighthouse Financial Advice Limited, Senator House, 85 Queen Victoria Street, London, EC4V 4AB. Tel: 0207 562 5856. Registered in England and Wales. Registered number: 04795080.
Quilter Financial Planning Network only: This financial promotion was approved by Quilter Wealth Ltd, Quilter Financial Services Ltd, Quilter Mortgage Planning Ltd, Quilter Financial Ltd, Quilter Financial Planning Solutions Ltd & Lighthouse Advisory Services Limited on 26 September 2025.
