Thomas Lock

Can the right protection help you become more financially resilient?

Have you heard of the ‘protection gap’? You probably know someone who’s fallen into it.

Most of us know to get travel or pet insurance, or even just insure our mobile phone. But when it comes to really big life events, cover can easily get overlooked – causing a gap.

Far too many people aren’t properly protected against life-changing events, like losing their job or not being able to work because they’ve fallen ill. Which means that when these things do happen, they can have a much bigger impact than they need to.

Luckily, cover like income protection and critical illness can help people become more financially resilient. So, if you do have a financial shock, it doesn’t have to turn everything upside down. And it can be surprisingly simple and affordable.

If you’ve had a big milestone recently, or a change in your circumstances, it might be the right time to relook at your protection needs.

Reach out to me and I’ll be happy to help.

I believe we face one key issue in our financial lives: uncertainty. Incomes fluctuate; our goals and aspirations are forever being shaped and altered; and our confidence can easily be shaken when, for instance, a tax rule changes or a sudden expense emerges. My proposition is rooted in this philosophy: the only real certainty is that the future is uncertain, but by thinking forward and planning for contingencies we can begin to take hold of the unknown. And that’s where I come in!

I’ll help you look at your situation in clear terms, establish your goals and ambitions and build a plan that works for you in the long term - an antidote for the unknown, alleviating the stress commonly associated with finance.

Outside of financial planning my life revolves around my family, and when I’m not spending time with my wife and son I’m either in the gym, playing football or playing a synthesiser on a stage somewhere.

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