Thomas Gregory

Spend wisely and save smartly

June can be one of the best months of the year with summer well and truly on the way. But with all those holidays, weddings, anniversaries, and other spending, it can also be one of the most expensive too.

While you should be focusing on the present, it’s also important to be aware of how major outlays now can have a significant impact on your financial security in later life. A cashflow model can give you a clear picture of the consequences your spending and saving can have on your future.

It’s also good to know about the ways you can use your tax-free allowances wisely on certain expenditures. For example, your gifting allowances can let you pass on up to £3,000 a year to your loved ones without it being added to the value of your estate.*

Together, we can make a plan to help you live your life to the full now, while still having the retirement you want later on.

Click on the contact me today button at the top of my profile to discuss how I can help you.

*Source: HMRC 

Financial health is a cornerstone to achieving wellbeing alongside physical and mental health. I firmly believe that all of these factors impact us and our lives significantly.

I enjoy working closely with individuals and families to create bespoke solutions that provide clarity, security and confidence for the future. By having a relationship with me as your financial adviser, you are giving yourself the best chance to reach your financial goals and achieve peace of mind in the knowledge that your financial future is secure.

As a committed member of the Personal Finance Society, I stay up to date with industry developments to ensure my advice remains relevant and effective. The world of personal finance can be daunting but, together we will develop a plan that is clear and adaptable in a fast-moving world.

Away from my desk I enjoy keeping active either on my bike or taking the dog for a run. If I'm not out and about I'll probably be found playing the piano or reading up on Philosophy.