Thomas Gregory

What is cashflow modelling?

It’s the unknown that makes planning for the future difficult. Your life is full of lots of choices that can impact your financial situation. So how can you look all the way ahead to your later life with any kind of certainty?

This is where cashflow modelling comes in. Essentially, it’s a tool used by advisers like me to get an idea of how your financial future could look. I put in lots of data about you and your financial circumstances, and that lets me predict what could happen, and compare different scenarios against each other.

It means we can do things like: see whether you can afford to gift your grandchildren money towards their education, gauge whether your finances will last you into retirement, or understand whether you need to make some changes to achieve your goals.

Let me know if you think cashflow modelling could help you.

Financial health is a cornerstone to achieving wellbeing alongside physical and mental health. I firmly believe that all of these factors impact us and our lives significantly.

I enjoy working closely with individuals and families to create bespoke solutions that provide clarity, security and confidence for the future. By having a relationship with me as your financial adviser, you are giving yourself the best chance to reach your financial goals and achieve peace of mind in the knowledge that your financial future is secure.

As a committed member of the Personal Finance Society, I stay up to date with industry developments to ensure my advice remains relevant and effective. The world of personal finance can be daunting but, together we will develop a plan that is clear and adaptable in a fast-moving world.

Away from my desk I enjoy keeping active either on my bike or taking the dog for a run. If I'm not out and about I'll probably be found playing the piano or reading up on Philosophy.