Tass Hussain

What is cashflow modelling?

It’s the unknown that makes planning for the future difficult. Your life is full of lots of choices that can impact your financial situation. So how can you look all the way ahead to your later life with any kind of certainty?

This is where cashflow modelling comes in. Essentially, it’s a tool used by advisers like me to get an idea of how your financial future could look. I put in lots of data about you and your financial circumstances, and that lets me predict what could happen, and compare different scenarios against each other.

It means we can do things like: see whether you can afford to gift your grandchildren money towards their education, gauge whether your finances will last you into retirement, or understand whether you need to make some changes to achieve your goals.

Let me know if you think cashflow modelling could help you.

Ever since completing a degree in Financial Services I always had an ambition to become a Financial Adviser, which I achieved by gaining my Diploma in Financial Advice. I have spent my entire working life in financial services, primarily with a high street bank and more recently a national firm.

Outside of work, I have two young children who keep me on my toes, when time allows, I enjoy a game of 5 a side football. I am also involved with charity work, both locally and internationally, raising funds (£50k in 2 years) and personally distributing aid to those less fortunate.