Takura Mtandari

Aim to maximise your cash savings

It might shock you to know that 28% of people hold their cash in interest-free savings accounts⁽¹⁾, receiving no return on their hard-earned money. Because under current rules a basic rate taxpayer can earn up to £1,000 in interest from their savings without paying tax, these people could be missing out on a significant financial boost that they could be enjoying.

This is even more relevant when you consider that the average person typically holds up to 25% of their available money on cash deposit⁽²⁾. So, by reviewing your cash and tackling any ‘lazy money’, you’ll be making a great start at getting your finances in shape and achieving longer-term financial security.

If your money isn’t working as hard as it could, I can help. By making it easy to access potentially better interest rates, I can help you to aim to maximise your cash savings – giving you more money to spend on the things you enjoy or helping you grow your money towards a longer-term goal.

¹ Building Societies Association Sept 2024
² The Lang Cat: Cash as an asset class survey June 2024

Cash on deposit advice is not regulated by the Financial Conduct Authority.

I'm a qualified financial expert who will talk to you in a language you’ll understand. Drawing on my own unique experiences and with a fresh perspective in financial planning, I strive to empower each client with the tools and confidence they need to secure their future and reach their financial goals.

After retiring from professional football, following a stint playing abroad, I transitioned into real estate. I built a successful career working with corporate, boutique & self-employed estate agencies, earning a reputation for my expertise and commitment to delivering a 5-star service. 

Seeing firsthand the impact a lack of financial planning can have on families, business owners and athletes alike, I decided to dedicate my career to making high-quality financial advice accessible to those who need it, supported by a world class team providing in-depth research, technical analysis and excellent client service. 

For me, financial planning isn’t just about pensions, tax and investments; it’s also about becoming financially better organised and working together to make sure you are on track to achieve your financial and lifestyle goals and objectives. 

By analysing various aspects of client finances; including but not limited to, income, expenses, investments, taxes, insurance, and retirement planning. The goal is to create a comprehensive plan to help you manage your finances effectively, make informed decisions, and achieve your short-term and long-term financial objectives.

Whether the aim is to build and preserve wealth, make the most of your income or retire financially secure I provide my clients with a personal bespoke service and partner who they can trust.