Takura Mtandari

Spend wisely and save smartly

June can be one of the best months of the year with summer well and truly on the way. But with all those holidays, weddings, anniversaries, and other spending, it can also be one of the most expensive too.

While you should be focusing on the present, it’s also important to be aware of how major outlays now can have a significant impact on your financial security in later life. A cashflow model can give you a clear picture of the consequences your spending and saving can have on your future.

It’s also good to know about the ways you can use your tax-free allowances wisely on certain expenditures. For example, your gifting allowances can let you pass on up to £3,000 a year to your loved ones without it being added to the value of your estate.*

Together, we can make a plan to help you live your life to the full now, while still having the retirement you want later on.

Click on the contact me today button at the top of my profile to discuss how I can help you.

*Source: HMRC 

I specialise in delivering a fully comprehensive Lifestyle Financial Planning experience for sports professionals, highly skilled individuals, and entrepreneurs. My mission is clear: to help clients gain clarity, control, and confidence over their financial futures.

Drawing on my own journey, from life as a professional footballer, to a successful career in real estate, I understand the unique challenges that come with building and sustaining success. These experiences shape the way I work today: with empathy, transparency, and a deep commitment to helping clients make well-informed decisions that support the life they truly want.

I believe true financial planning isn’t just about numbers on a spreadsheet, it’s about helping you get and keep your desired lifestyle. That means building a clear picture of what’s most important to you, then creating a personalised plan to support it, whether it’s maintaining financial stability, building financial independence, protecting your family, or creating long-term security.

With the backing of a world-class team offering robust research and technical support, I bring structure and accountability to every stage of the journey. From managing day-to-day finances to planning for the future, I act as a long-term partner helping you stay on track, make confident decisions, and adapt your plan as life evolves.

If you want to feel more in control, more organised, and more certain about what comes next, I’m here to help you make your desired life a reality.