Takura Mtandari

When is the right time to invest?

There’s always a degree of uncertainty when it comes to investing, so it’s natural for some people to feel nervous about it.

When the news is reporting stock market volatility, it’s understandable that some people might feel more cautious about investing. But including investments in your long-term financial plan is a smart way to give your money the best chance to grow.

Keeping money in cash might feel like a safe option, and having some money easily available is a sensible decision. But too much cash could end up costing you more because of inflation’s ability to eat away at the value of your savings. For example, when £10,000 is invested it can grow by 78% over 30 years, but if it was kept in a current account its value could actually reduce by 59%*.

There are lots of options when it comes to investing, and I’m here to guide you through them. I can help you decide things like which risk level is right for you, what types of investments to use to maximise your tax efficiency, and how to create an investment plan tailored to your circumstances and goals. I can also show you how different investment approaches could impact your finances over the long term.

If you’re thinking about how investing today can help create the life you want in the future, let’s talk about how I can support and guide you through the process.

The value of investments and the income they produce can fall as well as rise. You may get back less than you invested.

Tax treatment varies according to individual circumstances and is subject to change

*Based on an annual average investment return of 5% and inflation at 3%.

I specialise in delivering a fully comprehensive Lifestyle Financial Planning experience for sports professionals, highly skilled individuals, and entrepreneurs. My mission is clear: to help clients gain clarity, control, and confidence over their financial futures.

Drawing on my own journey, from life as a professional footballer, to a successful career in real estate, I understand the unique challenges that come with building and sustaining success. These experiences shape the way I work today: with empathy, transparency, and a deep commitment to helping clients make well-informed decisions that support the life they truly want.

I believe true financial planning isn’t just about numbers on a spreadsheet, it’s about helping you get and keep your desired lifestyle. That means building a clear picture of what’s most important to you, then creating a personalised plan to support it, whether it’s maintaining financial stability, building financial independence, protecting your family, or creating long-term security.

With the backing of a world-class team offering robust research and technical support, I bring structure and accountability to every stage of the journey. From managing day-to-day finances to planning for the future, I act as a long-term partner helping you stay on track, make confident decisions, and adapt your plan as life evolves.

If you want to feel more in control, more organised, and more certain about what comes next, I’m here to help you make your desired life a reality.