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Sylvester Ikekhua

Financial Planning Consultant DipPFS, CeMAP in West Midlands

A little bit about Sylvester

I work with business owners and individuals by providing a holistic financial plan to enable them to visualise and prepare for life scenarios now and in the future while accommodating immediate, medium and long-term life ambitions and goals. I am a passionate and highly driven financial planning consultant, with genuine desire to bridge the financial advice gap, improving the lives of my clients with my services.

I empower people to achieve their financial goals through tailored strategies and expert guidance in line with their goals, hopes and aspirations. I can help with many of life’s financial decisions, such as pension & retirement planning, savings & investments strategies and estate and inheritance planning.

My approachable style ensures a personalised jargon-free experience by helping my clients evaluate their financial situations, identify gaps and gain financial clarity for their peace of mind. As a holistic financial planner, I’ll seek to guide you to effectively unlock, plan, protect, grow and sustain your wealth.

Find out more about me below.

Start the conversation

Speak to me if you’re interested in preparing for tax year end, or just want advice on making your money go further.
Contact me today

An adviser’s insight

Graphic showing an alarm clock in front of a calendar and a pile of coins

Tackle tax year end with confidence

Tax rules can seem pretty impenetrable. With the new Budget, and so many different allowances and regulations to keep up with, it’s no wonder millions of us end up accidentally missing opportunities.

In this case, ignorance really isn’t bliss. And by confidently preparing for tax year end, you can be sure you’re getting all the money you’re entitled to - whether that’s by saving as much as you can tax-efficiently or just using your allowances to their full extent.

I can go through your financial position with you, so you’re ready for tax year end on 5 April. Together we can make this tax year end something to celebrate, rather than pass by. Get in touch for your tax year end review or a cashflow modelling session to understand your financial position better.

Approver Quilter Financial Services Limited. November 2025.

Services

Business Services & Protection

Commercial mortgages/remortgages, workplace pension and employee benefits. Commercial mortgages are by referral only.

General Insurance

Home contents insurance, buildings insurance.

Holistic planning

Establishing and reviewing trusts, complete personal risk management planning, short- and long-term savings and investments.

Income Protection

Permanent health insurance to provide a regular income should you be unable to work due to illness or injury.

Investments

Wealth management advice to make your money work as hard as it can for you, including making the most of any tax breaks available.

Pensions

Expert advice to help provide comfort in your retirement.

Protection

Whole of life and term assurance protection, private medical arrangements, critical illness insurance.

Dental & Medical

Financial planning for dental and medical professionals, in-depth knowledge of NHS pensions and needs of hospital doctors, GPs, dentists and locums.

Qualifications

Diploma in Regulated Financial Planning

  • The Level 4 Diploma in Regulated Financial Planning from the Chartered Insurance Institute develops core technical and initial financial planning understanding.

Certificate in Equity Release

  • The Certificate in Equity Release is a specialised and highly regarded qualification within the financial services industry. Designed to equip professionals with the knowledge and skills needed to provide expert guidance on equity release products, this certification programme plays a pivotal role in ensuring that individuals can make informed decisions about releasing equity from their homes.

Certificate in Mortgage Advice and Practice - Level 3

  • CeMAP is the benchmark qualification for individuals aspiring to become mortgage advisers. It gives the skills, knowledge and certifications to deliver mortgage advice and practice.

More about me

With over many decades of varied professional and entrepreneurial experience, I am a truly passionate financial planner dedicated to bridging the financial advice gap, engaging, enlightening, and empowering my clients with the knowledge to navigate financial complexities through tailored financial strategies. I provide personalised solutions that enhance financial clarity, confidence for long-term sustained success, by helping my clients avoid those costly financial mistakes.

Areas that I can help with but not limited to:

  1. Holistic Planning
  2. Investments & Savings
  3. Pensions and Retirement planning
  4. Inheritance Tax and Estate Planning
  5. Protection – individual, family and business protection
  6. Personal tax planning
  7. General Insurance

My client’s goals, priorities, hopes and aspirations come first. The key advice stages for my clients are

  • Understanding – I start by actively engaging and listening to deepen my understanding of my clients’ financial goals, hopes and aspirations, to enable me to provide tailored advice and services that align with their core objectives
  • Building – it’s how I provide tailored and evidence-based recommendations so that my clients can achieve their set goals
  • Implementation – acting as my clients’ guiderail to ensure everything is set up correctly and in line with their set objectives
  • Monitoring – Provide regular on-going reviews to ensure the recommendation continues to be right at every stage of my client’s life journey.
  • I am available for face to face or remote meetings, check for my availability and book a no-obligation initial conversation or perhaps you’d like to hear a second opinion.

The Financial Conduct Authority does not regulate some employee benefits, tax planning, inheritance tax planning, estate planning, succession planning, trusts or some buy-to-let mortgages.

The guidance and/or information contained within this website is subject to the UK regulatory regime and is therefore targeted at consumers based in the UK.

Registered Office: Quilter Financial Advisers, Senator House, 85 Queen Victoria Street, London, EC4V 4AB. Tel: 0207 562 5856. Registered in England and Wales. Registered number: 05693185. Lighthouse Financial Advice Limited, Senator House, 85 Queen Victoria Street, London, EC4V 4AB. Tel: 0207 562 5856. Registered in England and Wales. Registered number: 04795080.

Quilter Financial Planning Network only: This financial promotion was approved by Quilter Financial Services Ltd & Quilter Financial Ltd on 01 August 2022.