Financial Planning Consultant DipPFS in Kent
I help my clients gain clarity and confidence in their finances, so they can focus on what matters most and live the life they want.
I help my clients make the most of their wealth in the most tax-efficient way, make the most of their retirement plans given the resources they have, and stay protected so they can maintain their lifestyle if life takes an unexpected turn. Together, we build a strategy that reflects each client’s values, priorities and the life they want to create.
I work with professionals and families across a wide range of circumstances, with a particular focus on supporting women through significant life transitions, so they can make informed financial decisions with confidence and build lasting financial security.
In the UK, there are around 3.3 million pension pots that are considered as ‘lost’, containing an average of around £9,500 per pot*. Nobody wants to be missing out on money they have built up in a pension, but there’s good news - this kind of financial hit is completely avoidable.
This one might seem obvious, but it’s easy to lose track of your pension pots, where they are, and what they’re doing. If you make a note of your pension providers, and check your pot(s) regularly, you’re far less likely to lose one of them over time.
Your investment allocation is where and how you’re investing your pension. Often, people will just use their pension provider’s default setting. But this might not actually be right for your retirement goals and risk profile. So, it’s a good idea to revisit this every few years.
If you’ve had a windfall recently, like a pay rise, bonus, or inheritance, putting a portion of it into your pension is a good idea. Not only is it tax-efficient, but you’ll be glad when your retirement comes around.
As an adviser, my role is to help you get all of this done simply, with all the facts and information you need. That might be helping you review your risk profile, consolidating old pension pots, or making a plan to help you retire early. Investing can help your money grow over time, but the value of investments can go down as well as up.
If that sounds good to you, please get in touch.
Approver Quilter Financial Services Limited. June 2026.
Commercial mortgages/remortgages, workplace pension and employee benefits. Commercial mortgages are by referral only.
Establishing and reviewing trusts, complete personal risk management planning, short- and long-term savings and investments.
Permanent health insurance to provide a regular income should you be unable to work due to illness or injury.
Wealth management advice to make your money work as hard as it can for you, including making the most of any tax breaks available.
Whole of life and term assurance protection, private medical arrangements, critical illness insurance.
Expert advice to help provide comfort in your retirement.
Financial planning for dental and medical professionals, in-depth knowledge of NHS pensions and needs of hospital doctors, GPs, dentists and locums.
Maidstone
Kent
United Kingdom
Svetlana is located in Maidstone and offers expert financial advice to suit your needs.
From medicine to financial planning, I take the same approach: treat the root cause, not just the symptoms.
In my medical career, decisions carried real consequences, and surface-level answers were never enough. Whether caring for patients or conducting research, I learned to look beyond the immediate problem, understanding the whole person, their circumstances, values and long-term wellbeing. I also learned to manage complexity and make decisions grounded in evidence.
I bring that same discipline to financial planning. Every client has different priorities, responsibilities and ambitions, so every financial plan should be built around the individual. That means understanding how income, spending, tax, pensions, investments and family commitments interact, and designing a strategy that is practical, resilient and tailored to their life.
I keep pace with changes in legislation, taxation and financial planning so the guidance my clients receive is current, considered and built to last.
Outside of work, I am married with two daughters, and you will most likely find me enjoying a long walk with my dog or travelling somewhere new with my family.
In advising you, I follow a simple and trusted 3 step process:
We will arrange a time to talk about your goals and plans.
I'll prepare a tailored plan which always takes full account of your goals, and gives you the steps and expert support from me to get there. All explained simply.
I'll be there as your financial adviser to give you the support you need.
The Financial Conduct Authority does not regulate some employee benefits, tax planning, inheritance tax planning, estate planning, succession planning, trusts or some buy-to-let mortgages.
The guidance and/or information contained within this website is subject to the UK regulatory regime and is therefore targeted at consumers based in the UK.
Registered Office: Quilter Financial Advisers, Senator House, 85 Queen Victoria Street, London, EC4V 4AB. Tel: 0207 562 5856. Registered in England and Wales. Registered number: 05693185. Lighthouse Financial Advice Limited, Senator House, 85 Queen Victoria Street, London, EC4V 4AB. Tel: 0207 562 5856. Registered in England and Wales. Registered number: 04795080.
Quilter Financial Planning Network only: This financial promotion was approved by Quilter Financial Services Ltd & Quilter Financial Ltd on 07 May 2026.
