Skip to main content
Search

Svetlana Wise

Financial Planning Consultant DipPFS in Kent

A little bit about Svetlana

I help my clients gain clarity and confidence in their finances so they can focus on what matters most and live the life they want.

For many of the professionals I work with, particularly those in medicine, understanding their finances can feel like another thing demanding their attention when their time and energy are already stretched.

My role is to take that weight off your shoulders: to understand your life, your values and your goals, and build a financial strategy that fits around what matters to you. That might mean investments, retirement planning, tax efficiency or protecting what you've worked so hard to build. Whatever it looks like, everything I do is designed to make sense for you, so you feel informed, in control and confident that your future is being taken care of.

I also work with women at key life-transforming stages, helping them gain a clear view of their money, pensions and protection so they can make confident decisions, build long-term security, and shape a financial future that supports the life they want, on their own terms.

Find out more about me below.

Start the conversation

Get in touch if you’d like to discuss how to balance your present spending plans with your future saving goals, or any other financial matters you’re thinking about.
Contact me today

An adviser’s insight

Graphic of a man relaxing on the beach next to a pile of coins

Spend wisely and save smartly

June can be one of the best months of the year with summer well and truly on the way. But with all those holidays, weddings, anniversaries, and other spending, it can also be one of the most expensive too.

While you should be focusing on the present, it’s also important to be aware of how major outlays now can have a significant impact on your financial security in later life. A cashflow model can give you a clear picture of the consequences your spending and saving can have on your future.

It’s also good to know about the ways you can use your tax-free allowances wisely on certain expenditures. For example, your gifting allowances can let you pass on up to £3,000 a year to your loved ones without it being added to the value of your estate.*

Together, we can make a plan to help you live your life to the full now, while still having the retirement you want later on.

Click on the contact me today button at the top of my profile to discuss how I can help you.

*Source: HMRC 

Services

Business Services & Protection

Commercial mortgages/remortgages, workplace pension and employee benefits. Commercial mortgages are by referral only.

Holistic planning

Establishing and reviewing trusts, complete personal risk management planning, short- and long-term savings and investments.

Income Protection

Permanent health insurance to provide a regular income should you be unable to work due to illness or injury.

Investments

Wealth management advice to make your money work as hard as it can for you, including making the most of any tax breaks available.

Protection

Whole of life and term assurance protection, private medical arrangements, critical illness insurance.

Pensions

Expert advice to help provide comfort in your retirement.

Dental & Medical

Financial planning for dental and medical professionals, in-depth knowledge of NHS pensions and needs of hospital doctors, GPs, dentists and locums.

Qualifications

Diploma in Regulated Financial Planning

  • The Level 4 Diploma in Regulated Financial Planning from the Chartered Insurance Institute develops core technical and initial financial planning understanding.

Location

Svetlana's location

Maidstone
Kent
United Kingdom

Svetlana is located in Maidstone and offers expert financial advice to suit your needs.

More about me

From medicine to financial planning, I take the same approach: treat the root cause, not just the symptoms.

In my medical career, I never settled for quick fixes. Whether with patients or in my research, I always looked at the whole person, considering their lifestyle, values and long-term wellbeing rather than isolated problems. I bring that same thinking into financial planning. Money underpins life's decisions, opportunities and concerns, and getting it right starts with understanding the full picture.

I keep pace with shifts in legislation, taxation and planning tools, because my clients deserve advice that is current, considered and built to last.

Outside of work, I am married with two daughters, and you will most likely find me on a long walk with my dog or travelling somewhere new with my family.

What to expect

In advising you, I follow a simple and trusted 3 step process:

1. Free intro call to understand your needs

We will arrange a time to talk about your goals and plans.

2. Personalised plan

I'll prepare a tailored plan which always takes full account of your goals, and gives you the steps and expert support from me to get there. All explained simply.

3. On going check-ins, on your terms

I'll be there as your financial adviser to give you the support you need.

The Financial Conduct Authority does not regulate some employee benefits, tax planning, inheritance tax planning, estate planning, succession planning, trusts or some buy-to-let mortgages.

The guidance and/or information contained within this website is subject to the UK regulatory regime and is therefore targeted at consumers based in the UK.

Registered Office: Quilter Financial Advisers, Senator House, 85 Queen Victoria Street, London, EC4V 4AB. Tel: 0207 562 5856. Registered in England and Wales. Registered number: 05693185. Lighthouse Financial Advice Limited, Senator House, 85 Queen Victoria Street, London, EC4V 4AB. Tel: 0207 562 5856. Registered in England and Wales. Registered number: 04795080.

Quilter Financial Planning Network only: This financial promotion was approved by Quilter Financial Services Ltd & Quilter Financial Ltd on 07 May 2026.