Sue Barnes

Can the right protection help you become more financially resilient?

Have you heard of the ‘protection gap’? You probably know someone who’s fallen into it.

Most of us know to get travel or pet insurance, or even just insure our mobile phone. But when it comes to really big life events, cover can easily get overlooked – causing a gap.

Far too many people aren’t properly protected against life-changing events, like losing their job or not being able to work because they’ve fallen ill. Which means that when these things do happen, they can have a much bigger impact than they need to.

Luckily, cover like income protection and critical illness can help people become more financially resilient. So, if you do have a financial shock, it doesn’t have to turn everything upside down. And it can be surprisingly simple and affordable.

If you’ve had a big milestone recently, or a change in your circumstances, it might be the right time to relook at your protection needs.

Reach out to me and I’ll be happy to help.

I’m a Financial Planning Consultant based in Cornwall, with strong ties to Wiltshire and Hampshire. I hold a BA (Hons) in Business Enterprise and professional qualifications from the London Institute of Banking & Finance, including the DipFA, CeMAP, and CeRGI. With over 35 years’ experience as a customer-facing professional, I pride myself on being empathetic, approachable, and genuinely interested in my clients’ stories. I take the time to truly understand your unique goals and aspirations. Together, we can build a robust financial plan tailored specifically to your needs - one that helps you feel confident and excited about the future and focused on what matters most to you.

I have experience working with generational families, those needing specialist financial advice due to disability, business owners (from sole traders to limited company directors), farmers, and dedicated professionals. I work with clients to align and protect both their personal and business interests, generate and preserve wealth, and safeguard what matters most.

My approach is honest, people-focused, and grounded in expert coaching and advice. I’m here to understand what drives you, and to help you navigate the financial milestones of life - from education and career-building, through marriage and parenthood, to retirement and beyond. So you can nurture your dreams and achieve your financial goals.