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Stuart Nelson

Financial Planning Consultant DipPFS in Harpenden

A little bit about Stuart

My role as your financial planner is to work closely with you to create a robust financial plan to achieve your goals and ambitions. I'm there to answer your important financial questions and to advise on the most tax efficient options and solutions to achieve your goal. My mission is to remove the uncertainty and worry around financial security and to ensure you and your family are fully protected from life's uncertainties.

Find out more about me below.

Start the conversation

Get in touch if you’d like to discuss how to balance your present spending plans with your future saving goals, or any other financial matters you’re thinking about.
Contact me today

An adviser’s insight

Graphic of a man relaxing on the beach next to a pile of coins

Spend wisely and save smartly

June can be one of the best months of the year with summer well and truly on the way. But with all those holidays, weddings, anniversaries, and other spending, it can also be one of the most expensive too.

While you should be focusing on the present, it’s also important to be aware of how major outlays now can have a significant impact on your financial security in later life. A cashflow model can give you a clear picture of the consequences your spending and saving can have on your future.

It’s also good to know about the ways you can use your tax-free allowances wisely on certain expenditures. For example, your gifting allowances can let you pass on up to £3,000 a year to your loved ones without it being added to the value of your estate.*

Together, we can make a plan to help you live your life to the full now, while still having the retirement you want later on.

Click on the contact me today button at the top of my profile to discuss how I can help you.

*Source: HMRC 

Services

Business Services & Protection

Commercial mortgages/remortgages, workplace pension and employee benefits. Commercial mortgages are by referral only.

Holistic planning

Establishing and reviewing trusts, complete personal risk management planning, short- and long-term savings and investments.

Income Protection

Permanent health insurance to provide a regular income should you be unable to work due to illness or injury.

Investments

Wealth management advice to make your money work as hard as it can for you, including making the most of any tax breaks available.

Pensions

Expert advice to help provide comfort in your retirement.

Protection

Whole of life and term assurance protection, private medical arrangements, critical illness insurance.

Qualifications

Diploma in Regulated Financial Planning

  • The Level 4 Diploma in Regulated Financial Planning from the Chartered Insurance Institute develops core technical and initial financial planning understanding.

Level 6 Award in Regulated Pension Transfer Advice

  • The CII Level 6 Award in Regulated Pension Transfer Advice develops the in-depth knowledge and practical skills needed by anyone seeking to advise on the transfer of safeguarded benefits, an increasingly important part of the advice process following the Government’s pension reforms.

Location

Stuart's location

Harpenden
AL3
United Kingdom

Stuart offers expert financial advice to suit your needs, covering Harpenden and surrounding areas.

More about me

I believe that proper financial planning starts with listening to your goals and ambitions, understanding your challenges and fears and working alongside you to create a financial plan that is robust, clear and measurable but also one that can evolve with you. We all pursue 'financial freedom' but most importantly it is financial peace of mind which is most important to most of us.

After 20 years’ experience in financial markets - trading and managing investments - my knowledge and experience in analytical decision making makes a difference to clients by helping them achieve their financial goals by using modern planning techniques and up to date technology to deliver accurate financial forecasts. I work with you to connect the different aspects of your financial life, business, family and personal ambitions. By joining the dots and coordinating the tax, legal and wealth planning enables us to identify and quantify the probability of achieving the goals that are most important to you and the timeframe to achieve these. Making sure you and your family are protected from any unexpected surprises is a key part of any plan and gives peace of mind. Plans should have flexibility as we all know that life can be unpredictable! All great relationships start with a conversation! Contact me to find out how I can help you realise your financial ambitions

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Download the guide to investing for free here. You'll find what you can expect from an adviser and how investing could help you to achieve your financial goals. Simply access the simple form using the link below and complete it.

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Disclaimer

By accessing the free guide, you will be providing us with your contact details, which our adviser will use to communicate information about our products and services with you. You can find out more on how we use your personal data on our Privacy Notice. You can opt out at any time by visiting our preference centre.

Upon receipt of the free guide, our adviser will obtain your contact information and may reach out to you for further discussion.

What to expect

In advising you, I follow a simple and trusted 3 step process:

1. Free intro call to understand your needs

We will arrange a time to talk about your goals and plans.

2. Personalised plan

I'll prepare a tailored plan which always takes full account of your goals, and gives you the steps and expert support from me to get there. All explained simply.

3. On going check-ins, on your terms

I'll be there as your financial adviser to give you the support you need.

The Financial Conduct Authority does not regulate some employee benefits, tax planning, inheritance tax planning, estate planning, succession planning, trusts or some buy-to-let mortgages.

The guidance and/or information contained within this website is subject to the UK regulatory regime and is therefore targeted at consumers based in the UK.

Registered Office: Quilter Financial Advisers, Senator House, 85 Queen Victoria Street, London, EC4V 4AB. Tel: 0207 562 5856. Registered in England and Wales. Registered number: 05693185. Lighthouse Financial Advice Limited, Senator House, 85 Queen Victoria Street, London, EC4V 4AB. Tel: 0207 562 5856. Registered in England and Wales. Registered number: 04795080.

Quilter Financial Planning Network only: This financial promotion was approved by Quilter Financial Services Ltd & Quilter Financial Ltd on 01 August 2022.