Chartered Financial Planner, FPFS and Pension Transfer Specialist in Hebburn
Chartered Financial Planner & Pension Transfer Specialist. Fellow of the Personal Finance Society. ‘Top Rated Adviser 2026, 2025, 2024, 2023, 2022 and 2021’ as featured in The Times!
In the UK, there are around 3.3 million pension pots that are considered as ‘lost’, containing an average of around £9,500 per pot*. Nobody wants to be missing out on money they have built up in a pension, but there’s good news - this kind of financial hit is completely avoidable.
This one might seem obvious, but it’s easy to lose track of your pension pots, where they are, and what they’re doing. If you make a note of your pension providers, and check your pot(s) regularly, you’re far less likely to lose one of them over time.
Your investment allocation is where and how you’re investing your pension. Often, people will just use their pension provider’s default setting. But this might not actually be right for your retirement goals and risk profile. So, it’s a good idea to revisit this every few years.
If you’ve had a windfall recently, like a pay rise, bonus, or inheritance, putting a portion of it into your pension is a good idea. Not only is it tax-efficient, but you’ll be glad when your retirement comes around.
As an adviser, my role is to help you get all of this done simply, with all the facts and information you need. That might be helping you review your risk profile, consolidating old pension pots, or making a plan to help you retire early. Investing can help your money grow over time, but the value of investments can go down as well as up.
If that sounds good to you, please get in touch.
Approver Quilter Financial Services Limited. June 2026.
Commercial mortgages/remortgages, workplace pension and employee benefits. Commercial mortgages are by referral only.
Establishing and reviewing trusts, complete personal risk management planning, short- and long-term savings and investments.
Permanent health insurance to provide a regular income should you be unable to work due to illness or injury.
Wealth management advice to make your money work as hard as it can for you, including making the most of any tax breaks available.
Whole of life and term assurance protection, private medical arrangements, critical illness insurance.
Expert advice to help provide comfort in your retirement.
Stacey has been amazing and feels part of the family now!
She listens carefully to our needs, challenges our thinking and guides us where appropriate, explains things easily and is very pragmatic.
I have a great plan now to help me be confident about my retirement plans.
We are approaching retirement age and needed advice on our pensions.
Stacey carried out a full financial review and gave us reassurance we can retire at 55.
We transferred to Quilter and feel so relieved that Stacey is looking after our whole family finances.
I am nearing retirement and needed advice to consolidate the various pension pots I have including a final salary one.
Stacey went through all my pensions and got updates on them, she then gave me a report on the various options available to me, along with advice in planning for my retirement.
Following this she then transferred my pensions into one new portfolio, gave sound advice on what to do with my final salary pension and sorted all the paperwork going forward.
I am very happy with the advice Stacey gave me, I now have a good understanding of the options available to me as I near my retirement and Stacey is always only a phone call away.
I was looking at setting up a lifetime annuity for 4 separate pension funds and, Stacey provided details of all my options so I could consider the best pension type before deciding on a lifetime annuity.
She gave excellent advice, provided updates at all times on progress and assisted with additional queries and assistance to ensure that transfers and setting up of annuity was completed on time.
The final lifetime annuity provided exactly what I required and rates that were higher than I originally expected - everything was first class and have no criticism whatsoever!
Stacey helped me to look at my available options for early retirement and make an informed decision which was best for me.
Throughout the whole process she kept in regular contact, letting me know how things were progressing.
I don’t feel that Stacey could have done anything better!
I wanted to transfer a Defined Benefit pension and was struggling to find an adviser with the necessary skills.
I knew after my 1st conversation with Stacey that I was in good hands.
The process was complex and took some time but I was kept informed at every stage. The advice given has enabled me to retire at age 56 and be confident that my future retirement is financially viable.
I would highly recommend Stacey to anyone looking for financial advice!
Stacey is located in Hebburn and offers expert financial advice to suit your needs.
I help people achieve their financial goals! I am able to provide advice in the following areas:
• Final Salary/Defined Benefit Pension transfers
• Retirement planning
• Pensions in Divorce
• Tax-efficient savings & investments
• Tax and Trust Planning
• Long Term Care
• Life/Health/Business Protection
An avid motorsport fan, a bit of a bookworm and human to a spoilt rescued street dog from Mauritius.
After spending many years living and working abroad, I still enjoy travelling and experiencing new cultures (but mainly the food!)
In advising you, I follow a simple and trusted 3 step process:
We will arrange a time to talk about your goals and plans.
I'll prepare a tailored plan which always takes full account of your goals, and gives you the steps and expert support from me to get there. All explained simply.
I'll be there as your financial adviser to give you the support you need.
The Financial Conduct Authority does not regulate some employee benefits, tax planning, inheritance tax planning, estate planning, succession planning, trusts or some buy-to-let mortgages.
The guidance and/or information contained within this website is subject to the UK regulatory regime and is therefore targeted at consumers based in the UK.
Registered Office: Quilter Financial Advisers, Senator House, 85 Queen Victoria Street, London, EC4V 4AB. Tel: 0207 562 5856. Registered in England and Wales. Registered number: 05693185. Lighthouse Financial Advice Limited, Senator House, 85 Queen Victoria Street, London, EC4V 4AB. Tel: 0207 562 5856. Registered in England and Wales. Registered number: 04795080.
Quilter Financial Planning Network only: This financial promotion was approved by Quilter Financial Services Ltd & Quilter Financial Ltd on 01 August 2022.
