Financial Planning Consultant DipPFS in Essex
I believe that good financial advice is built on trust and long-term relationships. That’s why I take the time to understand my clients - their ambitions, concerns, and what truly matters to them. By getting to know you, I can provide a tailored approach that aligns with your goals, whether it’s planning for retirement, growing your wealth, or ensuring your estate is protected for future generations.
In the UK, there are around 3.3 million pension pots that are considered as ‘lost’, containing an average of around £9,500 per pot*. Nobody wants to be missing out on money they have built up in a pension, but there’s good news - this kind of financial hit is completely avoidable.
This one might seem obvious, but it’s easy to lose track of your pension pots, where they are, and what they’re doing. If you make a note of your pension providers, and check your pot(s) regularly, you’re far less likely to lose one of them over time.
Your investment allocation is where and how you’re investing your pension. Often, people will just use their pension provider’s default setting. But this might not actually be right for your retirement goals and risk profile. So, it’s a good idea to revisit this every few years.
If you’ve had a windfall recently, like a pay rise, bonus, or inheritance, putting a portion of it into your pension is a good idea. Not only is it tax-efficient, but you’ll be glad when your retirement comes around.
As an adviser, my role is to help you get all of this done simply, with all the facts and information you need. That might be helping you review your risk profile, consolidating old pension pots, or making a plan to help you retire early. Investing can help your money grow over time, but the value of investments can go down as well as up.
If that sounds good to you, please get in touch.
Approver Quilter Financial Services Limited. June 2026.
Establishing and reviewing trusts, complete personal risk management planning, short- and long-term savings and investments.
Expert advice to help provide comfort in your retirement.
Whole of life and term assurance protection, private medical arrangements, critical illness insurance.
Home contents insurance, buildings insurance.
Shazana has been my financial advisor for almost 20 years. When she took over she conducted a complete review of my investment portfolio as my circumstances had changed. After discussing my financial needs and objectives she made a number of very sensible proposals to simplify the management of my portfolio and cut costs.
Significant life events, the death of my wife, retirement, remarriage and establishing my sons in their own homes have been managed in an effective and thoughtful manner. Throughout she has been calm and patient and a fund of good, sensible, advice on the options open to me when changes arose. She also understood my difficulties in making, sometime quite complex, decisions.
I have had a good relationship with Shazana for many years now. Initially she advised me on dealing with my financial affairs as a self-employed freelance translator and more recently has given me guidance on organising my income as I move towards retirement. She keeps abreast of what is happening in the financial world in these changing times and all the investments she has recommended to me have proved sound and successful. As a person who is not particularly ‘financially savvy’ I appreciate the way she makes all the arrangements very clear and easy to follow. I would not hesitate to recommend her.
Essex
RM16
United Kingdom
Shazana is located in Essex and offers expert financial advice to suit your needs. She can also offer services from our central office at 85 Queen Victoria Street, London, EC4V 4AB.
With 17 years of experience in financial advice, I have helped individuals and families navigate important financial decisions with confidence. My approach is always personalised, ensuring that every recommendation is carefully designed to meet your specific needs and aspirations.
Outside of work, I enjoy spending time with family and friends. I frequently travel to Edinburgh, my hometown, and I have two daughters - one at college and the other at university. I also have a passion for exploring unique and off-the-beaten-path destinations.
In advising you, I follow a simple and trusted 3 step process:
We will arrange a time to talk about your goals and plans.
I'll prepare a tailored plan which always takes full account of your goals, and gives you the steps and expert support from me to get there. All explained simply.
I'll be there as your financial adviser to give you the support you need.
The Financial Conduct Authority does not regulate some employee benefits, tax planning, inheritance tax planning, estate planning, succession planning, trusts or some buy-to-let mortgages.
The guidance and/or information contained within this website is subject to the UK regulatory regime and is therefore targeted at consumers based in the UK.
Registered Office: Quilter Financial Advisers, Senator House, 85 Queen Victoria Street, London, EC4V 4AB. Tel: 0207 562 5856. Registered in England and Wales. Registered number: 05693185. Lighthouse Financial Advice Limited, Senator House, 85 Queen Victoria Street, London, EC4V 4AB. Tel: 0207 562 5856. Registered in England and Wales. Registered number: 04795080.
Quilter Financial Planning Network only: This financial promotion was approved by Quilter Financial Services Ltd & Quilter Financial Ltd on 01 August 2022.
