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Sebastian McCallum

Financial Planning Consultant DipPFS in Edinburgh

A little bit about Sebastian

With extensive experience in personal tax, financial planning and one-on-one client interactions, I am dedicated to providing bespoke financial advice tailored to each individual's unique needs and circumstances. Holding a degree in Accountancy and Economics, I understand the importance of crafting robust financial plans that offer peace of mind and support clients in achieving their financial goals. I offer holistic financial planning services, not only addressing your individual needs but also extending support to your family members. My goal is to ensure that every aspect of your financial life is well-managed and aligned with your long-term goals.

Find out more about me below.

Start the conversation

Speak to me if you’re interested in preparing for tax year end, or just want advice on making your money go further.
Contact me today

Graphic showing an alarm clock in front of a calendar and a pile of coins

Tackle tax year end with confidence

Tax rules can seem pretty impenetrable. With the new Budget, and so many different allowances and regulations to keep up with, it’s no wonder millions of us end up accidentally missing opportunities.

In this case, ignorance really isn’t bliss. And by confidently preparing for tax year end, you can be sure you’re getting all the money you’re entitled to - whether that’s by saving as much as you can tax-efficiently or just using your allowances to their full extent.

I can go through your financial position with you, so you’re ready for tax year end on 5 April. Together we can make this tax year end something to celebrate, rather than pass by. Get in touch for your tax year end review or a cashflow modelling session to understand your financial position better.

Approver Quilter Financial Services Limited. November 2025.

Holistic planning

Establishing and reviewing trusts, complete personal risk management planning, short- and long-term savings and investments.

Income Protection

Permanent health insurance to provide a regular income should you be unable to work due to illness or injury.

Pensions

Expert advice to help provide comfort in your retirement.

Protection

Whole of life and term assurance protection, private medical arrangements, critical illness insurance.

General Insurance

Home contents insurance, buildings insurance.

Diploma in Regulated Financial Planning

  • The Level 4 Diploma in Regulated Financial Planning from the Chartered Insurance Institute develops core technical and initial financial planning understanding.

Sebastian's location

Edinburgh
Scotland
United Kingdom

Sebastian is located in Edinburgh and offers expert financial advice to suit your needs.

Receiving financial advice should result in peace of mind, knowing that your financial goals are understood and a comprehensive plan is in place to meet these objectives. As your financial adviser, I am committed to being a constant presence in your life, ready to support and adapt to any changes in your circumstances.

My interest in financial advice began during my university years, driven by the desire to help people achieve their financial aspirations. Whether it's ensuring a comfortable retirement or supporting a child's education, I find this career both fulfilling and dynamic. After gaining valuable experience in a private client tax team, I decided to pursue my passion and qualified as a Financial Adviser. I am now ready to help clients achieve their financial goals, providing them with the peace of mind that their finances are in order and their plans are on track.

In my spare time, I enjoy staying active by playing amateur football, golf, and various other sports. I also have a passion for reading, with George Orwell's "Down and Out in Paris and London" being one of my favourites.

The Financial Conduct Authority does not regulate some employee benefits, tax planning, inheritance tax planning, estate planning, succession planning, trusts or some buy-to-let mortgages.

The guidance and/or information contained within this website is subject to the UK regulatory regime and is therefore targeted at consumers based in the UK.

Registered Office: Quilter Financial Advisers, Senator House, 85 Queen Victoria Street, London, EC4V 4AB. Tel: 0207 562 5856. Registered in England and Wales. Registered number: 05693185. Lighthouse Financial Advice Limited, Senator House, 85 Queen Victoria Street, London, EC4V 4AB. Tel: 0207 562 5856. Registered in England and Wales. Registered number: 04795080.

Quilter Financial Planning Network only: This financial promotion was approved by Quilter Financial Services Ltd & Quilter Financial Ltd on 07 May 2025.