Sean Dennis

Can the right protection help you become more financially resilient?

Have you heard of the ‘protection gap’? You probably know someone who’s fallen into it.

Most of us know to get travel or pet insurance, or even just insure our mobile phone. But when it comes to really big life events, cover can easily get overlooked – causing a gap.

Far too many people aren’t properly protected against life-changing events, like losing their job or not being able to work because they’ve fallen ill. Which means that when these things do happen, they can have a much bigger impact than they need to.

Luckily, cover like income protection and critical illness can help people become more financially resilient. So, if you do have a financial shock, it doesn’t have to turn everything upside down. And it can be surprisingly simple and affordable.

If you’ve had a big milestone recently, or a change in your circumstances, it might be the right time to relook at your protection needs.

Reach out to me and I’ll be happy to help.

I hold a Master’s degree in Finance and Accounting from the University of Sheffield, alongside the CII Diploma in Regulated Financial Planning (Level 4). My work bridges traditional financial advice with the tools and mindset of a new generation of professionals - focused on transparency, technology, and measurable results. I help both business clients and individuals make smarter financial decisions across pensions, investments, protection, business continuity, and tax-efficient planning. My philosophy is simple: combine evidence-based strategy with personal clarity.

Using advanced cash flow modelling, I show clients the impact of their decisions over time - turning abstract financial goals into clear, visual roadmaps. For business owners, I provide integrated advice that aligns corporate and personal finances, ensuring that company structures, pensions, and investment strategies all work together efficiently. For individual clients, I take pride in offering straightforward, jargon-free guidance that helps people build and protect wealth with confidence. I’m passionate about investing and spend much of my time exploring quantitative strategies, using Python to build financial models and test ideas that challenge traditional market thinking. This data-driven curiosity shapes the way I approach client portfolios - always looking for innovative, risk-aware opportunities to enhance performance.

Outside of work, I’m an active person who enjoys Football, Basketball, Golf, and Chess - pursuits that reflect both my competitive edge and strategic mindset. Whether on the field or at the desk, I’m always thinking a few moves ahead. Ultimately, my goal is to redefine what modern financial advice looks like - blending professional rigour with technology, curiosity, and a genuine commitment to helping clients achieve financial freedom in a fast-changing world.