Scott Portman
Financial Planning Consultant DipPFS in Liverpool
A little bit about Scott
With many years of experience in financial services, I specialise in helping individuals make confident, informed decisions about their retirement. My background includes a solid foundation in the Social and Education sectors, where I held roles such as Career Coach and Team Manager — giving me a strong grounding in communication, relationship-building, and client support. These skills continue to play a key role in how I deliver advice today.
As a Financial Planning Consultant with a focus on retirement planning, I work closely with clients to help them navigate the often complex and emotional decisions that come with preparing for life after work. I simplify technical pension rules, explore income strategies, and ensure every plan is aligned with their personal goals and lifestyle. Whether it’s working out when to retire, understanding pension options, or creating a sustainable income plan, I take the stress out of the process and give people confidence in their financial future.
In addition to this, I also serve as a Business Establishment Manager, supporting newly qualified financial advisers who have graduated from our Financial Adviser Academy. I guide them as they build their client base and develop their businesses, ensuring they feel supported and set up for long-term success.
My approach is both technical and compassionate — I pride myself on making the complex simple and always keeping the client’s best interests at heart. Whether you’re planning for retirement or starting your journey as an adviser, I’m here to help you feel in control, informed, and supported every step of the way.
Start the conversation
Whether you want help getting your pension in a good place, or to ask me about another financial need you might have, I’m here to help.
Contact me today
An adviser’s insight
How can you boost your pension pot?
In the UK, there’s an estimated £26.6bn1 in lost or forgotten pensions. That means the average UK worker is missing as much as £28k2 from their retirement money. But there’s good news - this kind of financial hit is completely avoidable.
Here are three simple ways to make sure your pension is working its hardest for you.
1. Check up on it
This one might seem obvious, but it’s easy to lose track of your pension pots, where they are, and what they’re doing. If you make a note of your pension providers, and check your pot(s) regularly, you’re far less likely to lose one of them over time.
2. Look at your investment allocation
Your investment allocation is where and how you’re investing your pension. Often, people will just use their pension provider’s default setting. But this might not actually be right for your retirement goals and risk profile. So, it’s a good idea to revisit this every few years.
3. Bump it up
If you’ve had a windfall recently, like a pay rise, bonus, or inheritance, putting a portion of it into your pension is a good idea. Not only is it tax-efficient, but you’ll be glad when your retirement comes around.
As an adviser, my role is to help you get all of this done simply, with all the facts and information you need. That might be helping you review your risk profile, consolidating old pension pots, or making a plan to help you retire early.
If that sounds good to you, please get in touch.
The value of pensions and the income they produce can fall as well as rise. You may get back less than you invested. Tax Planning is not regulated by the Financial Conduct Authority. Tax treatment varies according to individual circumstances and is subject to change.
2 Source: https://www.hrmagazine.co.uk/content/news/average-uk-worker-has-28-000-in-unclaimed-pensions
Services
Business Services & Protection
Commercial mortgages/remortgages, workplace pension and employee benefits. Commercial mortgages are by referral only.
General Insurance
Home contents insurance, buildings insurance.
Income Protection
Permanent health insurance to provide a regular income should you be unable to work due to illness or injury.
Investments
Wealth management advice to make your money work as hard as it can for you, including making the most of any tax breaks available.
Pensions
Expert advice to help provide comfort in your retirement.
Protection
Whole of life and term assurance protection, private medical arrangements, critical illness insurance.
Qualifications
Diploma in Regulated Financial Planning
- The Level 4 Diploma in Regulated Financial Planning from the Chartered Insurance Institute develops core technical and initial financial planning understanding.
Level 6 Pension Transfers
- This module provides expertise on pension transfers and builds practical skills so that advisers can excel when making recommendations.
Location
Scott Portman's location
Scott is located in Liverpool and offers expert financial advice to suit your needs.
More about me
In addition to my primary responsibilities of financial planning, I also coach new advisers who graduate from the Financial Adviser Academy, ensuring they are well-prepared for their roles.
Outside of work, I am an avid sports enthusiast, particularly enjoying football. I also love travelling and spending quality time with my friends and family.
The Financial Conduct Authority does not regulate some employee benefits, tax planning, inheritance tax planning, estate planning, succession planning, trusts or some buy-to-let mortgages.
The guidance and/or information contained within this website is subject to the UK regulatory regime and is therefore targeted at consumers based in the UK.
Registered Office: Quilter Financial Advisers, Senator House, 85 Queen Victoria Street, London, EC4V 4AB. Tel: 0207 562 5856. Registered in England and Wales. Registered number: 05693185. Lighthouse Financial Advice Limited, Senator House, 85 Queen Victoria Street, London, EC4V 4AB. Tel: 0207 562 5856. Registered in England and Wales. Registered number: 04795080.