Sarah Buchanan-Smith

If it’s time for financial advice, I can help you

Coming into a sum of money can be exciting and overwhelming at the same time, especially if it’s sudden or unexpected. And while you’re trying to process all the emotions involved, you’ll probably have to make some important financial decisions as well.

Whether you’ve received an inheritance, a windfall, or a lump sum from work, having an adviser to help guide you and make a sensible plan can take away some of the stress and worry so you can focus on the benefits.

I can help you understand all the different options available to you, taking advantage of any allowances so your money works as tax-efficiently as possible.

I can also help you adjust your financial plans or make completely new ones by showing you how the choices you make today could impact your future.

Together, we can put your money to work in a way that helps you feel confident about the future.

Tax treatment varies according to individual circumstances and is subject to change.

Approver Quilter Financial Services Limited & Quilter Mortgage Planning Limited. May 2025.

My career has seen me in roles such as a financial analyst, management consultant, and investor relations expert, providing me with invaluable insights that inform the advice I provide today.

As a holistic financial planner, I help individuals, families, and business owners create comprehensive strategies tailored to their unique circumstances. Whether you’re seeking clarity on pensions, investments, protection, or inheritance tax planning, my goal is to empower you with a financial plan that aligns with your values, priorities, and long-term goals.

My areas of expertise include Holistic Financial Planning to create a financial strategy that integrates all aspects of your financial life, Pension & Retirement Planning to help you prepare for a comfortable future and Investment Planning to help you grow and preserve your wealth.

I can also help you with Inheritance Tax and Estate Planning to ensure your family’s financial stability across generations and provide you with Protection and Insurance to secure your income, assets, and loved ones. (Please note that succession planning is not regulated by the Financial Conduct Authority).

Also, having run my own business for over 20 years, I provide Business Services to assist business owners with succession planning and financial security.

I work with diverse clients, including individuals navigating significant life changes, such as loss, divorce, redundancy, or the birth of a child; business owners seeking tailored protection and succession planning; families focused on setting their children up for financial success and preserving wealth for future generations; and young adults navigating their path to financial independence.

As a “Woman of a Certain Age,” I am passionately committed to empowering midlife women to take control of their financial futures and helping them build confidence and clarity in planning and managing their wealth.

I’m not sure how it happened, but I’m a big fan of cold-water swimming! When I’m not jumping into the North Sea, I love travelling, especially by train. I also enjoy music, art, reading and spending time with my husband and our three almost grown-up children.