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Sam Hoskin

Financial Planning Consultant in Hammersmith

A little bit about Sam

I’m a Financial Planning Consultant at Quilter Financial Advisers. I help individuals and families make confident decisions about their money.

I focus on understanding what matters to you, turning that into a clear plan, and keeping things on track as life changes.

Find out more about me below.

Start the conversation

Whether you want help getting your pension in a good place, or to ask me about any other financial need you might have, I’m here to help.
Contact me today

Graphic of women standing on piles of coins increasing in height

How can you boost your pension pot?

In the UK, there are around 3.3 million pension pots that are considered as ‘lost’, containing an average of around £9,500 per pot*. Nobody wants to be missing out on money they have built up in a pension, but there’s good news - this kind of financial hit is completely avoidable.

Here are three simple ways to make sure your pension is working its hardest for you.

1. Check up on it

This one might seem obvious, but it’s easy to lose track of your pension pots, where they are, and what they’re doing. If you make a note of your pension providers, and check your pot(s) regularly, you’re far less likely to lose one of them over time.

2. Look at your investment allocation

Your investment allocation is where and how you’re investing your pension. Often, people will just use their pension provider’s default setting. But this might not actually be right for your retirement goals and risk profile. So, it’s a good idea to revisit this every few years.

3. Bump it up

If you’ve had a windfall recently, like a pay rise, bonus, or inheritance, putting a portion of it into your pension is a good idea. Not only is it tax-efficient, but you’ll be glad when your retirement comes around.

As an adviser, my role is to help you get all of this done simply, with all the facts and information you need. That might be helping you review your risk profile, consolidating old pension pots, or making a plan to help you retire early. Investing can help your money grow over time, but the value of investments can go down as well as up.

If that sounds good to you, please get in touch.

Approver Quilter Financial Services Limited. June 2026.

* How to find old pensions - Which?

Holistic planning

Establishing and reviewing trusts, complete personal risk management planning, short- and long-term savings and investments.

Income Protection

Permanent health insurance to provide a regular income should you be unable to work due to illness or injury.

Investments

Wealth management advice to make your money work as hard as it can for you, including making the most of any tax breaks available.

Pensions

Expert advice to help provide comfort in your retirement.

Protection

Whole of life and term assurance protection, private medical arrangements, critical illness insurance.

Business Services & Protection

Commercial mortgages/remortgages, workplace pension and employee benefits. Commercial mortgages are by referral only.

Diploma in Regulated Financial Planning

  • The Level 4 Diploma in Regulated Financial Planning from the Chartered Insurance Institute develops core technical and initial financial planning understanding.

Building genuine, lasting relationships with my clients is the most rewarding part of what I do. My goal is to take the stress out of finance - breaking down complex topics into clear, actionable steps so you can feel completely secure in your choices.

I guide people through investing, retirement planning, and protecting their wealth, but every strategy starts with simply listening to what matters most to you. Together, we build a practical financial plan that adapts and grows right alongside your goals.

What I can help you with:

  • Retirement and pension planning
  • Inheritance tax planning and long-term wealth planning
  • Tax-efficient investing
  • Protection planning (helping to protect you and your family financially)

Outside of work I’m a member of the England Blind Cricket team and a former GB Goalball player. I care a lot about making advice accessible and easy to follow by cutting through the jargon.  

What to expect

In advising you, I follow a simple and trusted 3 step process:

1. Free intro call to understand your needs

We will arrange a time to talk about your goals and plans.

2. Personalised plan

I'll prepare a tailored plan which always takes full account of your goals, and gives you the steps and expert support from me to get there. All explained simply.

3. On going check-ins, on your terms

I'll be there as your financial adviser to give you the support you need.

The Financial Conduct Authority does not regulate some employee benefits, tax planning, inheritance tax planning, estate planning, succession planning, trusts or some buy-to-let mortgages.

The guidance and/or information contained within this website is subject to the UK regulatory regime and is therefore targeted at consumers based in the UK.

Registered Office: Quilter Financial Advisers, Senator House, 85 Queen Victoria Street, London, EC4V 4AB. Tel: 0207 562 5856. Registered in England and Wales. Registered number: 05693185. Lighthouse Financial Advice Limited, Senator House, 85 Queen Victoria Street, London, EC4V 4AB. Tel: 0207 562 5856. Registered in England and Wales. Registered number: 04795080.

Quilter Financial Planning Network only: This financial promotion was approved by Quilter Financial Services Ltd & Quilter Financial Ltd on 23 June 2026.