Ron Wares

Can the right protection help you become more financially resilient?

Have you heard of the ‘protection gap’? You probably know someone who’s fallen into it.

Most of us know to get travel or pet insurance, or even just insure our mobile phone. But when it comes to really big life events, cover can easily get overlooked – causing a gap.

Far too many people aren’t properly protected against life-changing events, like losing their job or not being able to work because they’ve fallen ill. Which means that when these things do happen, they can have a much bigger impact than they need to.

Luckily, cover like income protection and critical illness can help people become more financially resilient. So, if you do have a financial shock, it doesn’t have to turn everything upside down. And it can be surprisingly simple and affordable.

If you’ve had a big milestone recently, or a change in your circumstances, it might be the right time to relook at your protection needs.

Reach out to me and I’ll be happy to help.

I used to work in property and in sales but after nearly 2 years, I realised I wanted to pursue something fulfilling that allowed me to help people. Whether it be families, businesses or working professionals, I wanted to offer a service in which I can be of help. After talking with my mentors, I realised I wanted to be a financial planner.

I understand the desire to put your loved ones, your business or yourself in a better position; giving me the sense of fulfilment with what I do. At times financial planning can seem stressful and complicated, which is why I try to explain things as if I am talking to myself, so that my clients are informed and feel confident in the decisions they are making.

This extends beyond work, I aim to help people in my personal time, volunteering for youth groups and leading a men's group; I look for ways I can give back to my community to feel fulfilled. I also enjoy quiet hobbies like reading, journalling and playing the guitar.