Ronald Wares

If it’s time for financial advice, I can help you

Coming into a sum of money can be exciting and overwhelming at the same time, especially if it’s sudden or unexpected. And while you’re trying to process all the emotions involved, you’ll probably have to make some important financial decisions as well.

Whether you’ve received an inheritance, a windfall, or a lump sum from work, having an adviser to help guide you and make a sensible plan can take away some of the stress and worry so you can focus on the benefits.

I can help you understand all the different options available to you, taking advantage of any allowances so your money works as tax-efficiently as possible.

I can also help you adjust your financial plans or make completely new ones by showing you how the choices you make today could impact your future.

Together, we can put your money to work in a way that helps you feel confident about the future.

Tax treatment varies according to individual circumstances and is subject to change.

Approver Quilter Financial Services Limited & Quilter Mortgage Planning Limited. May 2025.

Once upon a time, I use to work in property and in sales. However after nearly 2 years, I realised I wanted to pursue something more fulfilling that allowed me to help people. Whether it be families, businesses or working professionals, I wanted to offer a service in which I could offer help, which I wasn't getting. After talking with my mentors, I realised I wanted to be a financial planner.

I understand the need to prepare for every situation and the desire to put your loved ones, your business or yourself in a better position. Which gives me the sense of fulfilment with what I do. At times financial planning can seem stressful and complicated, which is why I try to explain things as if I am talking to myself when I first started. So that my clients can be informed and feel confident in the decisions that they are making because of how well they understand it.

This extends beyond work, as I aim to help people in my personal time volunteering for things such as be staff at a youth group or leading a men's group. As for myself, I enjoy quiet hobbies like reading and journalling, sometimes I play the guitar and sing to myself. One thing I plan to do one day is write a book.