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Robert Day

Financial Planning Consultant DipPFS in Gainsborough

A little bit about Robert

Hi I’m Rob, a diploma qualified financial planning consultant based in Lincolnshire and helping clients nationwide.

Almost everyone could benefit from some form of financial advice and in a world where money is becoming more complex my aim is to make advice more accessible and less stressful for everyone.

Whether you are a young family wanting to protect their world, someone looking to start a business & grow your wealth or want a plan and some peace of mind about retirement? I’m here to help.

Find out more about me below.

Start the conversation

Whether you want help getting your pension in a good place, or to ask me about any other financial need you might have, I’m here to help.
Contact me today

Graphic of women standing on piles of coins increasing in height

How can you boost your pension pot?

In the UK, there are around 3.3 million pension pots that are considered as ‘lost’, containing an average of around £9,500 per pot*. Nobody wants to be missing out on money they have built up in a pension, but there’s good news - this kind of financial hit is completely avoidable.

Here are three simple ways to make sure your pension is working its hardest for you.

1. Check up on it

This one might seem obvious, but it’s easy to lose track of your pension pots, where they are, and what they’re doing. If you make a note of your pension providers, and check your pot(s) regularly, you’re far less likely to lose one of them over time.

2. Look at your investment allocation

Your investment allocation is where and how you’re investing your pension. Often, people will just use their pension provider’s default setting. But this might not actually be right for your retirement goals and risk profile. So, it’s a good idea to revisit this every few years.

3. Bump it up

If you’ve had a windfall recently, like a pay rise, bonus, or inheritance, putting a portion of it into your pension is a good idea. Not only is it tax-efficient, but you’ll be glad when your retirement comes around.

As an adviser, my role is to help you get all of this done simply, with all the facts and information you need. That might be helping you review your risk profile, consolidating old pension pots, or making a plan to help you retire early. Investing can help your money grow over time, but the value of investments can go down as well as up.

If that sounds good to you, please get in touch.

Approver Quilter Financial Services Limited. June 2026.

* How to find old pensions - Which?

Holistic planning

Establishing and reviewing trusts, complete personal risk management planning, short- and long-term savings and investments.

Income Protection

Permanent health insurance to provide a regular income should you be unable to work due to illness or injury.

Investments

Wealth management advice to make your money work as hard as it can for you, including making the most of any tax breaks available.

Pensions

Expert advice to help provide comfort in your retirement.

Protection

Whole of life and term assurance protection, private medical arrangements, critical illness insurance.

General Insurance

Home contents insurance, buildings insurance.

Business Services & Protection

Commercial mortgages/remortgages, workplace pension and employee benefits. Commercial mortgages are by referral only.

Diploma in Regulated Financial Planning

  • The Level 4 Diploma in Regulated Financial Planning from the Chartered Insurance Institute develops core technical and initial financial planning understanding.

Certificate in Mortgage Advice and Equity Release

  • The Level 3 Certificate in Mortgage Advice and Equity Release meets the FCA standards for mortgage advisers and those advising on equity release schemes.

Award in Long Term Care Insurance

  • Develops knowledge and understanding of long term care cover, including legal, taxation and regulatory issues and the responsibilities of local authorities.

Robert's location

Gainsborough
Lincolnshire
United Kingdom

Robert is located in Lincolnshire and offers expert financial advice covering Gainsborough, Scunthorpe, Brigg, Grimsby & beyond.

Having spent over 10 years in customer-facing roles while quietly developing what I can only describe as a private obsession with personal finance, I'm now lucky enough to combine the two for a living.

I studied the CII Diploma in Regulated Financial Planning full time through the Quilter Academy, passing every exam first time. I'll be honest — I'd always found long periods of study difficult in the past, but when the subject is something you genuinely care about it's a different thing entirely. A lot of late nights, but worth every one.

Financial planning has never felt more complicated or more important. There's more information out there than ever before, and more misinformation too. Knowing where to start — and who to trust — is half the battle. That's where I come in. My goal is simple: to be the person you feel confident picking up the phone to, whatever the question. Whether you want to protect your income, grow your wealth, or start planning for retirement, I want to be your one stop shop for financial advice.

So how does it actually work? That part's up to you. I know life gets busy, so I try to make good financial advice as accessible as possible. If you want to meet over a coffee on your lunch break, somewhere local to you, or virtually after the kids are in bed — all of that works for me. What doesn't change is the quality of the advice, just the way it's delivered. I'll always try to keep things jargon-free, and I'll always treat you as an individual — because the right financial plan for you won't look the same as it does for anyone else.

My aim is that everyone I sit down with leaves feeling like they've learned something and feeling more confident about their own financial decisions.

Outside of work, my wife and I are kept very busy by two wonderful boys and a chocolate Labrador with far too much energy — so most of our spare time involves pram pushing, scooter chasing, or frisbee throwing. If we do manage to carve out a bit of time for ourselves we love travelling and finding new places to eat. And I play golf — badly, but enthusiastically.

What to expect

In advising you, I follow a simple and trusted 3 step process:

1. Free intro call to understand your needs

We will arrange a time to talk about your goals and plans.

2. Personalised plan

I'll prepare a tailored plan which always takes full account of your goals, and gives you the steps and expert support from me to get there. All explained simply.

3. On going check-ins, on your terms

I'll be there as your financial adviser to give you the support you need.

The Financial Conduct Authority does not regulate some employee benefits, tax planning, inheritance tax planning, estate planning, succession planning, trusts or some buy-to-let mortgages.

The guidance and/or information contained within this website is subject to the UK regulatory regime and is therefore targeted at consumers based in the UK.

Registered Office: Quilter Financial Advisers, Senator House, 85 Queen Victoria Street, London, EC4V 4AB. Tel: 0207 562 5856. Registered in England and Wales. Registered number: 05693185. Lighthouse Financial Advice Limited, Senator House, 85 Queen Victoria Street, London, EC4V 4AB. Tel: 0207 562 5856. Registered in England and Wales. Registered number: 04795080.

Quilter Financial Planning Network only: This financial promotion was approved by Quilter Financial Services Ltd & Quilter Financial Ltd on 12 May 2026.