
Richard Love
Financial Planning Consultant DipPFS in Lingfield
A little bit about Richard
I am a Lingfield, Surrey based financial planner and my job is to make your money work in the best way possible for you. We all want different things so a one size fits all approach simply does not work. I will work with you to create a tax-efficient, realistic and flexible financial plan aligned to your specific goals. Whatever your life stage, I will be there to help you make the right decisions so that your money is always working hard and that you and your family are properly protected against any of life's challenges.
Tax treatment varies according to individual circumstances and is subject to change.
Start the conversation
An adviser’s insight
If it’s time for financial advice, I can help you
Coming into a sum of money can be exciting and overwhelming at the same time, especially if it’s sudden or unexpected. And while you’re trying to process all the emotions involved, you’ll probably have to make some important financial decisions as well.
Whether you’ve received an inheritance, a windfall, or a lump sum from work, having an adviser to help guide you and make a sensible plan can take away some of the stress and worry so you can focus on the benefits.
I can help you understand all the different options available to you, taking advantage of any allowances so your money works as tax-efficiently as possible.
I can also help you adjust your financial plans or make completely new ones by showing you how the choices you make today could impact your future.
Together, we can put your money to work in a way that helps you feel confident about the future.
Tax treatment varies according to individual circumstances and is subject to change.
Approver Quilter Financial Services Limited & Quilter Mortgage Planning Limited. May 2025.
Services
Holistic planning
Establishing and reviewing trusts, complete personal risk management planning, short- and long-term savings and investments.
Income Protection
Permanent health insurance to provide a regular income should you be unable to work due to illness or injury.
Investments
Wealth management advice to make your money work as hard as it can for you, including making the most of any tax breaks available.
Pensions
Expert advice to help provide comfort in your retirement.
Protection
Whole of life and term assurance protection, private medical arrangements, critical illness insurance.
General Insurance
Home contents insurance, buildings insurance.
Business Services & Protection
Commercial mortgages/remortgages, workplace pension and employee benefits. Commercial mortgages are by referral only.
Qualifications

Diploma in Regulated Financial Planning
- The Level 4 Diploma in Regulated Financial Planning from the Chartered Insurance Institute develops core technical and initial financial planning understanding.
Location
Richard's location
Lingfield
Surrey
RH7
United Kingdom
Richard is located in Lingfield and offers expert financial advice to suit your needs.
More about me
I am a financial planner from Lingfield on the Surrey/Sussex border. I am here to guide you and your family through the sometimes complex world of financial planning. I start with a simple premise. My job is to get your money working for you in the best and most tax efficient way for you to see your money achieving whatever financial goals you have set.
I have had a varied career, from working in financial services to running a commercial investigation business to owning my own Italian restaurant. These experiences help me really understand all sorts of different people and particularly their goals and motivations. I firmly believe that with financial planning we start with the end result we want and then work back. We set things up properly and outline the path that will get us there. We review, adapt and protect as we go along and make those goals happen.
When I am not working, I love to travel and have visited numerous countries around the world; everything from the wilds of Chilean Patagonia to the rainforests of Malaysia. I also enjoy all sport with a particular interest in horse racing. At home I like a decent glass of red wine and spending time with my family, friends and 2 rescue dogs, Patti from Serbia and Munch from Romania.
The Financial Conduct Authority does not regulate some employee benefits, tax planning, inheritance tax planning, estate planning, succession planning, trusts or some buy-to-let mortgages.
The guidance and/or information contained within this website is subject to the UK regulatory regime and is therefore targeted at consumers based in the UK.
Registered Office: Quilter Financial Advisers, Senator House, 85 Queen Victoria Street, London, EC4V 4AB. Tel: 0207 562 5856. Registered in England and Wales. Registered number: 05693185. Lighthouse Financial Advice Limited, Senator House, 85 Queen Victoria Street, London, EC4V 4AB. Tel: 0207 562 5856. Registered in England and Wales. Registered number: 04795080.