Rachael Lynch

If it’s time for financial advice, I can help you

Coming into a sum of money can be exciting and overwhelming at the same time, especially if it’s sudden or unexpected. And while you’re trying to process all the emotions involved, you’ll probably have to make some important financial decisions as well.

Whether you’ve received an inheritance, a windfall, or a lump sum from work, having an adviser to help guide you and make a sensible plan can take away some of the stress and worry so you can focus on the benefits.

I can help you understand all the different options available to you, taking advantage of any allowances so your money works as tax-efficiently as possible.

I can also help you adjust your financial plans or make completely new ones by showing you how the choices you make today could impact your future.

Together, we can put your money to work in a way that helps you feel confident about the future.

Tax treatment varies according to individual circumstances and is subject to change.

Approver Quilter Financial Services Limited & Quilter Mortgage Planning Limited. May 2025.

Many people think that finance is all about numbers. How much a client has, how much they want to invest, what the rate of return is that they're seeing on those investments… But my clients and I don't just talk about numbers. We talk about life goals. About aspirations. About their joy when life is going their way, or their concern when things are going wrong.

My clients talk to me about their families, their hopes for the future, the car they want to buy, the holidays they dream of going on. And then, together, we formulate a financial plan to give them the best possible chance of making those dreams a reality. As a Financial Planning Consultant, I deliver so much more than calculations and a spreadsheet. I build financial strategies to support clients' life goals, to protect their assets through the bad times, and to build wealth through the good.

I’ll also guide clients through estate planning and show them how they can pass on everything they’ve worked for in the most tax efficient way possible. Of course, if they simply want to consolidate their pensions or invest their money in products such as stocks and shares ISAs with a truly superb FTSE250 company, I can do that too. It really is up to them – and to you. Because when it comes to financial planning, it’s never a case of one size fits all. It’s about creating a bespoke strategy in line with each individual’s goals, hopes and dreams. Let’s start the journey and talk about yours.