Financial Adviser DipPFS, CeMAP® in Tonbridge
I’m a Financial Planner who believes financial advice should be simple, human, easy to understand and that it’s not just for the wealthy. I’ve worked in financial services building relationships my entire career and my focus is to spend the time to really understand what motivates you, what your goals and objectives are, and this allows us, together, to build a financial plan that suits you.
When people think about financial advice, they often think about investments. But financial advice can support a much wider range of decisions, helping you plan confidently for the future and make the most of the opportunities available to you.
New research commissioned by Quilter and conducted by Boring Money found that many people understand how advisers like me can help with investments, but are less aware of the wider support available through professional financial planning.
As an adviser, I may be able to help with:
Financial decisions can feel complex at times, particularly as circumstances, legislation, and markets change.
If we work together, I can help you:
If this sounds good to you, please get in touch.
Tax Planning, Estate Planning & Legacy Planning are not regulated by The Financial Conduct Authority.
Approver Quilter Financial Limited and Quilter Financial Services Limited. August 2026
Establishing and reviewing trusts, complete personal risk management planning, short- and long-term savings and investments.
Permanent health insurance to provide a regular income should you be unable to work due to illness or injury.
Wealth management advice to make your money work as hard as it can for you, including making the most of any tax breaks available.
Expert advice to help provide comfort in your retirement.
Whole of life and term assurance protection, private medical arrangements, critical illness insurance.
Commercial mortgages/remortgages, workplace pension and employee benefits. Commercial mortgages are by referral only.
Tonbridge
Kent
United Kingdom
Philip is located in Tonbridge and offers expert financial advice covering Tonbridge/Sevenoaks borders, Kent and the South East.
I believe your money should be working harder for you and I focus on practical, personalised advice around tax efficiency, investing and aiming to help grow your wealth, as well as retirement planning, with a supporting strategy to ensure this plan is protected should anything unforeseen happen. My approach is straightforward, I aim to create a calm, supportive experience that helps you feel more confident about your financial future whilst enjoying today.
With a young family I know the importance of addressing your financial plans as early as possible and my aim is to help people make confident decisions about their future. But it’s never too late to start and together we look at what is important to you at whatever stage of life you are at.
I work with a wide range of clients, including professionals, families, and self employed individuals, and I’m committed to providing advice that is fair, clear, and tailored to your goals. Whether you’re planning for retirement, reviewing your investments, or simply want to get more organised with your finances, I’m here to help.
In advising you, I follow a simple and trusted 3 step process:
We will arrange a time to talk about your goals and plans.
I'll prepare a tailored plan which always takes full account of your goals, and gives you the steps and expert support from me to get there. All explained simply.
I'll be there as your financial adviser to give you the support you need.
The Financial Conduct Authority does not regulate some employee benefits, tax planning, inheritance tax planning, estate planning, succession planning, trusts or some buy-to-let mortgages.
The guidance and/or information contained within this website is subject to the UK regulatory regime and is therefore targeted at consumers based in the UK.
Registered Office: Quilter Financial Advisers, Senator House, 85 Queen Victoria Street, London, EC4V 4AB. Tel: 0207 562 5856. Registered in England and Wales. Registered number: 05693185. Lighthouse Financial Advice Limited, Senator House, 85 Queen Victoria Street, London, EC4V 4AB. Tel: 0207 562 5856. Registered in England and Wales. Registered number: 04795080.
Quilter Financial Planning Network only: This financial promotion was approved by Quilter Financial Services Ltd & Quilter Financial Ltd on 11 August 2026.
