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Paul Read

Financial Planning Consultant DipFA, CeMAP, MLIBF at Quilter Financial Advisers

A little bit about Paul

I offer Financial Advice that is tailored to you. Based on considerable experience in the financial sector. My aim always to help businesses and individuals take a holistic view of their financial position to help them achieve their objectives. I would be delighted to speak with you and offer expert recommendations, whether you’re seeking advice for yourself, your family or your business.

I offer advice on most areas of financial planning and will refer you to an appropriate in firm specialist for more niche areas. I for example am a specialist in final salary work as well as the services listed below.

 

Mortgage Service - Paul offers a comprehensive mortgage service, helping a full spectrum of clients, from buyers in regular employment, through to contractors and the self-employed. He can help with first time purchases, re-mortgages, and buy-to-let. Whatever your circumstances, Paul is confident he can help you get the most appropriate rate, tailored to suit your individual needs.

Family and business protection - Paul can assist his clients to explore and understand the potential personal & business risks that could arise. He can then provide options for protection against these risks, enabling the client to prioritise and decide which risks they feel are the most important to cover.

Retirement planning – Modern retirement planning is complex, as often life plans and tax rules change throughout our lifetime. It is vital to make sure that you are getting the most out of your current holdings, in order to help you achieve your long-term financial independence aims. Regular reviews are advisable and Paul will be happy to assist you in these matters, transferring or unlocking old pensions and setting up new work or personal pension schemes where advisable.

Personal portfolio planning – Choosing how and where to best invest your money can be time-consuming and confusing. In wealth management and investment planning, there are a lot of factors to consider, such as tax efficiency, risk, volatility and performance. Paul can help guide you through this complex area, helping you to understand which type of investments best suit your portfolio and plans.

Paul is happy to meet clients at their homes or place of work. Please contact the office to arrange an appointment.

 

Transferring out of a Final Salary scheme is unlikely to be in the best interests of most people.

Paul can help you with

Holistic planning

Establishing and reviewing trusts, complete personal risk management planning, short- and long-term savings and investments.

Investments

Wealth management advice to make your money to work as hard as it can for you, including making the most of any tax breaks available.

Pensions

Expert advice to help provide comfort in your retirement.

Protection

Whole of life and term assurance protection, private medical arrangements, critical illness insurance.

Income

Permanent health insurance (aka income protection).

General Insurance

Home contents insurance, buildings insurance.

Mortgage

First time buyers, remortgages, buy-to-let.

The Financial Conduct Authority does not regulate tax planning, inheritance tax planning, estate planning, trusts or some buy-to-let mortgages.

The guidance and/or information contained within this website is subject to the UK regulatory regime and is therefore targeted at consumers based in the UK.

Registered Office: Quilter Financial Advisers, Senator House, 85 Queen Victoria Street, London, EC4V 4AB. Tel: 0207 562 5856. Registered in England and Wales. Registered number: 05693185. Lighthouse Financial Advice Limited, Senator House, 85 Queen Victoria Street, London, EC4V 4AB. Tel: 0207 562 5856. Registered in England and Wales. Registered number: 04795080.

Quilter Financial Planning Network only: This financial promotion was approved by Quilter Wealth Ltd, Quilter Financial Services Ltd, Quilter Mortgage Planning Ltd, Quilter Financial Ltd, Quilter Financial Planning Solutions Ltd & Lighthouse Advisory Services Limited on 01 August 2022.