Paul J Read
Financial Adviser DipFA, CeMAP®, PETR in Ringwood
A little bit about Paul
I'm a seasoned financial adviser with nearly 20 years of experience, proudly serving clients through Quilter Financial Advicers. My passion lies in helping individuals and families achieve their financial goals with personalised, full-service financial planning. From retirement strategies to investment guidance, I provide clear, practical advice tailored to each client’s unique needs. Trust, integrity, and long-term relationships are the cornerstones of my approach. I'm here to help you navigate life’s financial decisions with confidence and peace of mind.
Start the conversation
Whether you want help getting your pension in a good place, or to ask me about another financial need you might have, I’m here to help.
Contact me today
An adviser’s insight
How can you boost your pension pot?
In the UK, there’s an estimated £26.6bn1 in lost or forgotten pensions. That means the average UK worker is missing as much as £28k2 from their retirement money. But there’s good news - this kind of financial hit is completely avoidable.
Here are three simple ways to make sure your pension is working its hardest for you.
1. Check up on it
This one might seem obvious, but it’s easy to lose track of your pension pots, where they are, and what they’re doing. If you make a note of your pension providers, and check your pot(s) regularly, you’re far less likely to lose one of them over time.
2. Look at your investment allocation
Your investment allocation is where and how you’re investing your pension. Often, people will just use their pension provider’s default setting. But this might not actually be right for your retirement goals and risk profile. So, it’s a good idea to revisit this every few years.
3. Bump it up
If you’ve had a windfall recently, like a pay rise, bonus, or inheritance, putting a portion of it into your pension is a good idea. Not only is it tax-efficient, but you’ll be glad when your retirement comes around.
As an adviser, my role is to help you get all of this done simply, with all the facts and information you need. That might be helping you review your risk profile, consolidating old pension pots, or making a plan to help you retire early.
If that sounds good to you, please get in touch.
The value of pensions and the income they produce can fall as well as rise. You may get back less than you invested. Tax Planning is not regulated by the Financial Conduct Authority. Tax treatment varies according to individual circumstances and is subject to change.
2 Source: https://www.hrmagazine.co.uk/content/news/average-uk-worker-has-28-000-in-unclaimed-pensions
Services
Business Services & Protection
Commercial mortgages/remortgages, workplace pension and employee benefits. Commercial mortgages are by referral only.
Holistic planning
Establishing and reviewing trusts, complete personal risk management planning, short- and long-term savings and investments.
Investments
Wealth management advice to make your money work as hard as it can for you, including making the most of any tax breaks available.
Pensions
Expert advice to help provide comfort in your retirement.
Protection
Whole of life and term assurance protection, private medical arrangements, critical illness insurance.
Income Protection
Permanent health insurance to provide a regular income should you be unable to work due to illness or injury.
Mortgage
First time buyers, remortgages, buy-to-let.
Qualifications
Level 6 Award in Regulated Pension Transfer Advice
- The CII Level 6 Award in Regulated Pension Transfer Advice develops the in-depth knowledge and practical skills needed by anyone seeking to advise on the transfer of safeguarded benefits, an increasingly important part of the advice process following the Government’s pension reforms.
Diploma for Financial Advisers
- The Diploma for Financial Advisers from the London Institute of Banking and Finance is the primary award for financial planners that develops core technical understanding across a broad range of key financial planning areas.
Certificate in Mortgage Advice and Practice - Level 3
- CeMAP is the benchmark qualification for individuals aspiring to become mortgage advisers. It gives the skills, knowledge and certifications to deliver mortgage advice and practice.
Location
Paul's location
Ringwood
Hampshire
United Kingdom
Paul is located in Ringwood and offers expert financial advice to suit your needs.
I also offer services in the following areas:
I also offer services in the following areas:
- Southampton
- Bournemouth
More about me
I'm Paul J Read, a fully qualified financial adviser with Quilter Financial Advisers, bringing nearly 20 years of experience in the financial services industry. Throughout my career, I’ve helped individuals, families, and business owners navigate the complex world of personal finance with confidence and clarity. My approach is rooted in building long-term relationships based on trust, transparency, and tailored advice.
At Quilter, I offer comprehensive financial planning services, including retirement planning, investment advice, tax-efficient strategies, protection solutions, and estate planning. Every client’s situation is unique, and I take the time to understand your goals, concerns, and aspirations so that I can deliver a bespoke plan designed to help you make informed decisions and achieve financial security. Whether you're just starting your financial journey or looking to refine your existing plans, I’m committed to providing support at every stage. My goal is to give you peace of mind knowing your financial future is in safe hands.
The Financial Conduct Authority does not regulate some employee benefits, tax planning, inheritance tax planning, estate planning, succession planning, trusts or some buy-to-let mortgages.
The guidance and/or information contained within this website is subject to the UK regulatory regime and is therefore targeted at consumers based in the UK.
Registered Office: Quilter Financial Advisers, Senator House, 85 Queen Victoria Street, London, EC4V 4AB. Tel: 0207 562 5856. Registered in England and Wales. Registered number: 05693185. Lighthouse Financial Advice Limited, Senator House, 85 Queen Victoria Street, London, EC4V 4AB. Tel: 0207 562 5856. Registered in England and Wales. Registered number: 04795080.