Paul J Read
Financial Adviser DipFA, CeMAP®, PETR in Ringwood
A little bit about Paul
I'm a seasoned financial adviser with nearly 20 years of experience, proudly serving clients through Quilter Financial Advicers. My passion lies in helping individuals and families achieve their financial goals with personalised, full-service financial planning. From retirement strategies to investment guidance, I provide clear, practical advice tailored to each client’s unique needs. Trust, integrity, and long-term relationships are the cornerstones of my approach. I'm here to help you navigate life’s financial decisions with confidence and peace of mind.
Start the conversation
Get in touch if you’d like to discuss how to balance your present spending plans with your future saving goals, or any other financial matters you’re thinking about.
Contact me today
An adviser’s insight
Spend wisely and save smartly
June can be one of the best months of the year with summer well and truly on the way. But with all those holidays, weddings, anniversaries, and other spending, it can also be one of the most expensive too.
While you should be focusing on the present, it’s also important to be aware of how major outlays now can have a significant impact on your financial security in later life. A cashflow model can give you a clear picture of the consequences your spending and saving can have on your future.
It’s also good to know about the ways you can use your tax-free allowances wisely on certain expenditures. For example, your gifting allowances can let you pass on up to £3,000 a year to your loved ones without it being added to the value of your estate.*
Together, we can make a plan to help you live your life to the full now, while still having the retirement you want later on.
Click on the contact me today button at the top of my profile to discuss how I can help you.
*Source: HMRC
Services
Business Services & Protection
Commercial mortgages/remortgages, workplace pension and employee benefits. Commercial mortgages are by referral only.
Holistic planning
Establishing and reviewing trusts, complete personal risk management planning, short- and long-term savings and investments.
Investments
Wealth management advice to make your money work as hard as it can for you, including making the most of any tax breaks available.
Pensions
Expert advice to help provide comfort in your retirement.
Protection
Whole of life and term assurance protection, private medical arrangements, critical illness insurance.
Income Protection
Permanent health insurance to provide a regular income should you be unable to work due to illness or injury.
Mortgage
First time buyers, remortgages, buy-to-let.
Qualifications
Level 6 Award in Regulated Pension Transfer Advice
- The CII Level 6 Award in Regulated Pension Transfer Advice develops the in-depth knowledge and practical skills needed by anyone seeking to advise on the transfer of safeguarded benefits, an increasingly important part of the advice process following the Government’s pension reforms.
Diploma for Financial Advisers
- The Diploma for Financial Advisers from the London Institute of Banking and Finance is the primary award for financial planners that develops core technical understanding across a broad range of key financial planning areas.
Certificate in Mortgage Advice and Practice - Level 3
- CeMAP is the benchmark qualification for individuals aspiring to become mortgage advisers. It gives the skills, knowledge and certifications to deliver mortgage advice and practice.
Location
Paul's location
Ringwood
Hampshire
United Kingdom
Paul is located in Ringwood and offers expert financial advice to suit your needs.
I also offer services in the following areas:
I also offer services in the following areas:
- Southampton
- Bournemouth
More about me
I'm Paul J Read, a fully qualified financial adviser with Quilter Financial Advisers, bringing nearly 20 years of experience in the financial services industry. Throughout my career, I’ve helped individuals, families, and business owners navigate the complex world of personal finance with confidence and clarity. My approach is rooted in building long-term relationships based on trust, transparency, and tailored advice.
At Quilter, I offer comprehensive financial planning services, including retirement planning, investment advice, tax-efficient strategies, protection solutions, and estate planning. Every client’s situation is unique, and I take the time to understand your goals, concerns, and aspirations so that I can deliver a bespoke plan designed to help you make informed decisions and achieve financial security. Whether you're just starting your financial journey or looking to refine your existing plans, I’m committed to providing support at every stage. My goal is to give you peace of mind knowing your financial future is in safe hands.
The Financial Conduct Authority does not regulate some employee benefits, tax planning, inheritance tax planning, estate planning, succession planning, trusts or some buy-to-let mortgages.
The guidance and/or information contained within this website is subject to the UK regulatory regime and is therefore targeted at consumers based in the UK.
Registered Office: Quilter Financial Advisers, Senator House, 85 Queen Victoria Street, London, EC4V 4AB. Tel: 0207 562 5856. Registered in England and Wales. Registered number: 05693185. Lighthouse Financial Advice Limited, Senator House, 85 Queen Victoria Street, London, EC4V 4AB. Tel: 0207 562 5856. Registered in England and Wales. Registered number: 04795080.