Paul Green

Aim to maximise your cash savings

It might shock you to know that 28% of people hold their cash in interest-free savings accounts⁽¹⁾, receiving no return on their hard-earned money. Because under current rules a basic rate taxpayer can earn up to £1,000 in interest from their savings without paying tax, these people could be missing out on a significant financial boost that they could be enjoying.

This is even more relevant when you consider that the average person typically holds up to 25% of their available money on cash deposit⁽²⁾. So, by reviewing your cash and tackling any ‘lazy money’, you’ll be making a great start at getting your finances in shape and achieving longer-term financial security.

If your money isn’t working as hard as it could, I can help. By making it easy to access potentially better interest rates, I can help you to aim to maximise your cash savings – giving you more money to spend on the things you enjoy or helping you grow your money towards a longer-term goal.

¹ Building Societies Association Sept 2024
² The Lang Cat: Cash as an asset class survey June 2024

Cash on deposit advice is not regulated by the Financial Conduct Authority.

I believe long term financial security doesn’t happen by accident. It comes from clear planning, consistent action and making your money work for you. My purpose it to help you build a confident future while ensuring your hard-earned wealth is passed on to the people who matter most, in the most tax efficient way possible.

Before becoming a Financial Adviser, I served for over 7 years in the Royal Marines deploying on operations globally. That experience instilled discipline, resilience and accountability. Qualities that now shape the way I advise. I plan thoroughly, think strategically and maintain a clear, forward focused mindset.

Outside of work, I’m passionate about staying active, whether it’s daily runs, swimming or going to the gym. I also enjoy spontaneous weekend trips exploring new cities and different cultures. I’m based in the Surrey and London area, but I’m more than happy to connect with clients anywhere in the UK, virtually or in person.

My process is straightforward. I take the time to truly understand you and what matters most. Together we’ll map out clear steps and create strategies designed to keep you on track, both now and in the years ahead.