Financial Planning Consultant DipPFS in Reigate
Choosing a financial adviser is about more than numbers. It’s about trust. I work with professionals, business owners and families who want clarity, structure and a plan they genuinely understand. My approach is straightforward and long term, building tax efficient strategies that protect what you’ve built while creating opportunities for future growth. Above all, I aim to give you confidence, control and a trusted partner for your financial journey.
In the UK, there are around 3.3 million pension pots that are considered as ‘lost’, containing an average of around £9,500 per pot*. Nobody wants to be missing out on money they have built up in a pension, but there’s good news - this kind of financial hit is completely avoidable.
This one might seem obvious, but it’s easy to lose track of your pension pots, where they are, and what they’re doing. If you make a note of your pension providers, and check your pot(s) regularly, you’re far less likely to lose one of them over time.
Your investment allocation is where and how you’re investing your pension. Often, people will just use their pension provider’s default setting. But this might not actually be right for your retirement goals and risk profile. So, it’s a good idea to revisit this every few years.
If you’ve had a windfall recently, like a pay rise, bonus, or inheritance, putting a portion of it into your pension is a good idea. Not only is it tax-efficient, but you’ll be glad when your retirement comes around.
As an adviser, my role is to help you get all of this done simply, with all the facts and information you need. That might be helping you review your risk profile, consolidating old pension pots, or making a plan to help you retire early. Investing can help your money grow over time, but the value of investments can go down as well as up.
If that sounds good to you, please get in touch.
Approver Quilter Financial Services Limited. June 2026.
Establishing and reviewing trusts, complete personal risk management planning, short- and long-term savings and investments.
Permanent health insurance to provide a regular income should you be unable to work due to illness or injury.
Wealth management advice to make your money work as hard as it can for you, including making the most of any tax breaks available.
Expert advice to help provide comfort in your retirement.
Whole of life and term assurance protection, private medical arrangements, critical illness insurance.
Home contents insurance, buildings insurance.
Commercial mortgages/remortgages, workplace pension and employee benefits. Commercial mortgages are by referral only.
Financial planning for dental and medical professionals, in-depth knowledge of NHS pensions and needs of hospital doctors, GPs, dentists and locums.
Reigate
Surrey
United Kingdom
Paul is based in Reigate, Surrey and Central London, offering virtual meetings to clients further afield.
I believe long term financial security doesn’t happen by accident. It comes from clear planning, consistent action and making your money work for you. My purpose it to help you build a confident future while ensuring your hard-earned wealth is passed on to the people who matter most, in the most tax efficient way possible.
Before becoming a Financial Adviser, I served for over 7 years in the Royal Marines deploying on operations globally. That experience instilled discipline, resilience and accountability. Qualities that now shape the way I advise. I plan thoroughly, think strategically and maintain a clear, forward focused mindset.
Outside of work, I’m passionate about staying active, whether it’s daily runs, swimming or going to the gym. I also enjoy spontaneous weekend trips exploring new cities and different cultures. I’m based in the Surrey and London area, but I’m more than happy to connect with clients anywhere in the UK, virtually or in person.
My process is straightforward. I take the time to truly understand you and what matters most. Together we’ll map out clear steps and create strategies designed to keep you on track, both now and in the years ahead.
In advising you, I follow a simple and trusted 3 step process:
We will arrange a time to talk about your goals and plans.
I'll prepare a tailored plan which always takes full account of your goals, and gives you the steps and expert support from me to get there. All explained simply.
I'll be there as your financial adviser to give you the support you need.
The Financial Conduct Authority does not regulate some employee benefits, tax planning, inheritance tax planning, estate planning, succession planning, trusts or some buy-to-let mortgages.
The guidance and/or information contained within this website is subject to the UK regulatory regime and is therefore targeted at consumers based in the UK.
Registered Office: Quilter Financial Advisers, Senator House, 85 Queen Victoria Street, London, EC4V 4AB. Tel: 0207 562 5856. Registered in England and Wales. Registered number: 05693185. Lighthouse Financial Advice Limited, Senator House, 85 Queen Victoria Street, London, EC4V 4AB. Tel: 0207 562 5856. Registered in England and Wales. Registered number: 04795080.
Quilter Financial Planning Network only: This financial promotion was approved by Quilter Financial Services Ltd & Quilter Financial Ltd on 25 March 2026.
