Paul Green

Could you be more financially savvy this tax year?

March, and spring more generally, is often a time for fresh starts. And now your tax allowances are getting one too. The new tax year begins on 6 April, giving you time to plan how you’ll use all those new allowances to your advantage.

Take your ISA allowance. It can be tempting to leave it until the last minute to use it up. But, if you’re able to pay into it at the beginning of the year, you’re potentially getting a whole extra 12 months of time for your savings to grow.

A review right at the start of the tax year, or just before it, can also help us spot if there are any tax incentives you could use throughout the year.

You might be surprised just how many people don’t do this - and miss out on money that’s rightfully theirs. These tax incentives can be things like increasing your pension contributions or charitable giving to help offset your income tax.

I can also draw up a cashflow model to bring this to life. The model allows us to explore and compare different strategies and scenarios, so you can see the difference it will make to your long-term finances and goals.

If you want to find out more about the savvy financial strategies I could help you with this tax year, feel free to get in touch.

Tax treatment varies according to individual circumstances and is subject to change.

Stocks and Shares ISAs invest in corporate bonds, stocks and shares and other assets that fluctuate in value.

Tax Planning is not regulated by the Financial Conduct Authority.

Approver Quilter Financial Services Limited. November 2025.

I believe long term financial security doesn’t happen by accident. It comes from clear planning, consistent action and making your money work for you. My purpose it to help you build a confident future while ensuring your hard-earned wealth is passed on to the people who matter most, in the most tax efficient way possible.

Before becoming a Financial Adviser, I served for over 7 years in the Royal Marines deploying on operations globally. That experience instilled discipline, resilience and accountability. Qualities that now shape the way I advise. I plan thoroughly, think strategically and maintain a clear, forward focused mindset.

Outside of work, I’m passionate about staying active, whether it’s daily runs, swimming or going to the gym. I also enjoy spontaneous weekend trips exploring new cities and different cultures. I’m based in the Surrey and London area, but I’m more than happy to connect with clients anywhere in the UK, virtually or in person.

My process is straightforward. I take the time to truly understand you and what matters most. Together we’ll map out clear steps and create strategies designed to keep you on track, both now and in the years ahead.