
Omar Baydoun
Financial Adviser ACSI in Essex
A little bit about Omar
As an ex-Private Banker, I have provided financial advice for over 8 years to private individuals in the UK and abroad. I advise on pensions and retirement planning, investments, protection and estate planning. Providing bespoke and dedicated advice for individuals is a passion of mine, making sure generational wealth is grown and preserved over years to come. I also have a keen interest in ethical and sharia-compliant financial advice where clients are looking to stay away from tobacco, gambling, arms defence investments and more.
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An adviser’s insight
When is the right time to invest?
There’s always a degree of uncertainty when it comes to investing, so it’s natural for some people to feel nervous about it.
When the news is reporting stock market volatility, it’s understandable that some people might feel more cautious about investing. But including investments in your long-term financial plan is a smart way to give your money the best chance to grow.
Keeping money in cash might feel like a safe option, and having some money easily available is a sensible decision. But too much cash could end up costing you more because of inflation’s ability to eat away at the value of your savings. For example, when £10,000 is invested it can grow by 78% over 30 years, but if it was kept in a current account its value could actually reduce by 59%*.
There are lots of options when it comes to investing, and I’m here to guide you through them. I can help you decide things like which risk level is right for you, what types of investments to use to maximise your tax efficiency, and how to create an investment plan tailored to your circumstances and goals. I can also show you how different investment approaches could impact your finances over the long term.
If you’re thinking about how investing today can help create the life you want in the future, let’s talk about how I can support and guide you through the process.
The value of investments and the income they produce can fall as well as rise. You may get back less than you invested.
Tax treatment varies according to individual circumstances and is subject to change
Approver Quilter Financial Services Limited & Quilter Mortgage Planning Limited. May 2025.
*Based on an annual average investment return of 5% and inflation at 3%.
Services
Holistic planning
Establishing and reviewing trusts, complete personal risk management planning, short- and long-term savings and investments.
Investments
Wealth management advice to make your money work as hard as it can for you, including making the most of any tax breaks available.
Pensions
Expert advice to help provide comfort in your retirement.
Business Services & Protection
Commercial mortgages/remortgages, workplace pension and employee benefits. Commercial mortgages are by referral only.
Qualifications

Level 6 Advanced Financial Planning Certificate
- The CISI level 6 Certificate in Financial Planning provides a robust foundation in knowledge and skills that develop effective financial understanding and planning.
Location
Omar's location
Southend-on-sea
Essex
SS24
United Kingdom
Omar is located in Southend-on-sea and offers expert financial advice covering the Essex area.
More about me
As an ex-Private Banker, I have provided financial advice for over 8 years to private individuals in the UK and abroad. I advise on pensions and retirement planning, investments, protection and estate planning. Providing bespoke and dedicated advice for individuals is a passion of mine, making sure generational wealth is grown and preserved over years to come. As well as my level 6 advanced financial planning certificate with the CISI, I also hold the IMC Level 4 from the CFA UK and the IFQ (Islamic Finance Qualification) Level 3 from the CISI. I also have a keen interest in ethical and sharia-compliant financial advice where clients are looking to stay away from tobacco, gambling, arms defence investments and more.
I enjoy fishing in my spare time. I have a wife and we are expecting our first child.
The Financial Conduct Authority does not regulate some employee benefits, tax planning, inheritance tax planning, estate planning, succession planning, trusts or some buy-to-let mortgages.
The guidance and/or information contained within this website is subject to the UK regulatory regime and is therefore targeted at consumers based in the UK.
Registered Office: Quilter Financial Advisers, Senator House, 85 Queen Victoria Street, London, EC4V 4AB. Tel: 0207 562 5856. Registered in England and Wales. Registered number: 05693185. Lighthouse Financial Advice Limited, Senator House, 85 Queen Victoria Street, London, EC4V 4AB. Tel: 0207 562 5856. Registered in England and Wales. Registered number: 04795080.