Financial Adviser ACSI in Essex
As an ex-Private Banker, I have provided financial advice for over 8 years to private individuals in the UK and abroad. I advise on pensions and retirement planning, investments, protection and estate planning. Providing bespoke and dedicated advice for individuals is a passion of mine, making sure generational wealth is grown and preserved over years to come. I also have a keen interest in ethical and sharia-compliant financial advice where clients are looking to stay away from tobacco, gambling, arms defence investments and more.
In the UK, there’s an estimated £26.6bn1 in lost or forgotten pensions. That means the average UK worker is missing as much as £28k2 from their retirement money. But there’s good news - this kind of financial hit is completely avoidable.
This one might seem obvious, but it’s easy to lose track of your pension pots, where they are, and what they’re doing. If you make a note of your pension providers, and check your pot(s) regularly, you’re far less likely to lose one of them over time.
Your investment allocation is where and how you’re investing your pension. Often, people will just use their pension provider’s default setting. But this might not actually be right for your retirement goals and risk profile. So, it’s a good idea to revisit this every few years.
If you’ve had a windfall recently, like a pay rise, bonus, or inheritance, putting a portion of it into your pension is a good idea. Not only is it tax-efficient, but you’ll be glad when your retirement comes around.
As an adviser, my role is to help you get all of this done simply, with all the facts and information you need. That might be helping you review your risk profile, consolidating old pension pots, or making a plan to help you retire early.
If that sounds good to you, please get in touch.
The value of pensions and the income they produce can fall as well as rise. You may get back less than you invested. Tax Planning is not regulated by the Financial Conduct Authority. Tax treatment varies according to individual circumstances and is subject to change.
2 Source: https://www.hrmagazine.co.uk/content/news/average-uk-worker-has-28-000-in-unclaimed-pensions
Establishing and reviewing trusts, complete personal risk management planning, short- and long-term savings and investments.
Wealth management advice to make your money work as hard as it can for you, including making the most of any tax breaks available.
Expert advice to help provide comfort in your retirement.
Commercial mortgages/remortgages, workplace pension and employee benefits. Commercial mortgages are by referral only.
Southend-on-sea
Essex
SS24
United Kingdom
Omar is located in Southend-on-sea and offers expert financial advice covering the Essex area.
As an ex-Private Banker, I have provided financial advice for over 8 years to private individuals in the UK and abroad. I advise on pensions and retirement planning, investments, protection and estate planning. Providing bespoke and dedicated advice for individuals is a passion of mine, making sure generational wealth is grown and preserved over years to come. As well as my level 6 advanced financial planning certificate with the CISI, I also hold the IMC Level 4 from the CFA UK and the IFQ (Islamic Finance Qualification) Level 3 from the CISI. I also have a keen interest in ethical and sharia-compliant financial advice where clients are looking to stay away from tobacco, gambling, arms defence investments and more.
I enjoy fishing in my spare time. I have a wife and we are expecting our first child.
The Financial Conduct Authority does not regulate some employee benefits, tax planning, inheritance tax planning, estate planning, succession planning, trusts or some buy-to-let mortgages.
The guidance and/or information contained within this website is subject to the UK regulatory regime and is therefore targeted at consumers based in the UK.
Registered Office: Quilter Financial Advisers, Senator House, 85 Queen Victoria Street, London, EC4V 4AB. Tel: 0207 562 5856. Registered in England and Wales. Registered number: 05693185. Lighthouse Financial Advice Limited, Senator House, 85 Queen Victoria Street, London, EC4V 4AB. Tel: 0207 562 5856. Registered in England and Wales. Registered number: 04795080.
Quilter Financial Planning Network only: This financial promotion was approved by Quilter Wealth Ltd, Quilter Financial Services Ltd, Quilter Mortgage Planning Ltd, Quilter Financial Ltd, Quilter Financial Planning Solutions Ltd & Lighthouse Advisory Services Limited on 01 August 2022.
