Financial Planning Consultant DipPFS in Loudwater
I am a Diploma-qualified Financial Planning Consultant with over 10 years of experience within Financial Services. I provide holistic financial advice, helping individual and corporate customers to build and preserve wealth through tax efficient investments, retirement planning and the provision of life and illness cover.
I take the time to fully understand a customer’s current position and future objectives, before building personalised financial plans to help them achieve their goals.
I have a honest and straightforward approach to financial planning which ensures good outcomes for my customers.
In the UK, there’s an estimated £26.6bn1 in lost or forgotten pensions. That means the average UK worker is missing as much as £28k2 from their retirement money. But there’s good news - this kind of financial hit is completely avoidable.
This one might seem obvious, but it’s easy to lose track of your pension pots, where they are, and what they’re doing. If you make a note of your pension providers, and check your pot(s) regularly, you’re far less likely to lose one of them over time.
Your investment allocation is where and how you’re investing your pension. Often, people will just use their pension provider’s default setting. But this might not actually be right for your retirement goals and risk profile. So, it’s a good idea to revisit this every few years.
If you’ve had a windfall recently, like a pay rise, bonus, or inheritance, putting a portion of it into your pension is a good idea. Not only is it tax-efficient, but you’ll be glad when your retirement comes around.
As an adviser, my role is to help you get all of this done simply, with all the facts and information you need. That might be helping you review your risk profile, consolidating old pension pots, or making a plan to help you retire early.
If that sounds good to you, please get in touch.
The value of pensions and the income they produce can fall as well as rise. You may get back less than you invested. Tax Planning is not regulated by the Financial Conduct Authority. Tax treatment varies according to individual circumstances and is subject to change.
2 Source: https://www.hrmagazine.co.uk/content/news/average-uk-worker-has-28-000-in-unclaimed-pensions
Commercial mortgages/remortgages, workplace pension and employee benefits. Commercial mortgages are by referral only.
Home contents insurance, buildings insurance.
Establishing and reviewing trusts, complete personal risk management planning, short- and long-term savings and investments.
Permanent health insurance to provide a regular income should you be unable to work due to illness or injury.
Wealth management advice to make your money work as hard as it can for you, including making the most of any tax breaks available.
Expert advice to help provide comfort in your retirement.
Whole of life and term assurance protection, private medical arrangements, critical illness insurance.
Oliver provided a personal and professional service. He was patient and understanding of our needs. The information he provided allowed us to make a fully informed decision about our financial investments.
Oliver has been brilliant in helping me to find the best way to manage my finances as I near retirement. He has been approachable, asked questions to find out what I want my retirement to be like, and listened carefully. Oliver has not attempted to sell me products that I don’t need, and I feel that he has given me honest advice based on my circumstances. Oliver has explained my options clearly, without using jargon, and I thoroughly recommend him.
Oliver came to my house last week to discuss financial matters, and I immediately found him to be very personable, of a calm and friendly nature, and felt at ease discussing my finances and life circumstances with him. As it turned out I need an accountant rather than a financial planner at this time, and Oliver was kind enough to give me the name of an accountant that he trusts. When I am in a position to decide on what to do with my finances for long term planning, I would have no hesitation in contacting Oliver again.
I needed some advice re pensions verses savings and Oliver was able to give me clear advice which was easily understandable. I am grateful for that advice.
Oliver is located in Loudwater and offers expert financial advice to suit your needs.
Away from work, I spend time with my young family and love to get active – I have competed at kickboxing tournaments across the UK and regularly play football, tennis, squash and golf. I’m always keen to connect and play with new people, so please reach out!
The Financial Conduct Authority does not regulate some employee benefits, tax planning, inheritance tax planning, estate planning, succession planning, trusts or some buy-to-let mortgages.
The guidance and/or information contained within this website is subject to the UK regulatory regime and is therefore targeted at consumers based in the UK.
Registered Office: Quilter Financial Advisers, Senator House, 85 Queen Victoria Street, London, EC4V 4AB. Tel: 0207 562 5856. Registered in England and Wales. Registered number: 05693185. Lighthouse Financial Advice Limited, Senator House, 85 Queen Victoria Street, London, EC4V 4AB. Tel: 0207 562 5856. Registered in England and Wales. Registered number: 04795080.
Quilter Financial Planning Network only: This financial promotion was approved by Quilter Wealth Ltd, Quilter Financial Services Ltd, Quilter Mortgage Planning Ltd, Quilter Financial Ltd, Quilter Financial Planning Solutions Ltd & Lighthouse Advisory Services Limited on 01 August 2022.
