Oliver Blackburn

Spend wisely and save smartly

June can be one of the best months of the year with summer well and truly on the way. But with all those holidays, weddings, anniversaries, and other spending, it can also be one of the most expensive too.

While you should be focusing on the present, it’s also important to be aware of how major outlays now can have a significant impact on your financial security in later life. A cashflow model can give you a clear picture of the consequences your spending and saving can have on your future.

It’s also good to know about the ways you can use your tax-free allowances wisely on certain expenditures. For example, your gifting allowances can let you pass on up to £3,000 a year to your loved ones without it being added to the value of your estate.*

Together, we can make a plan to help you live your life to the full now, while still having the retirement you want later on.

Click on the contact me today button at the top of my profile to discuss how I can help you.

*Source: HMRC 

Since 2011 I have gained valuable director-level experience across the Financial Services and Public sectors, in which I have enjoyed helping businesses and clients to achieve their strategic objectives. I have a strong service mindset and experience of navigating uncertainty with confidence and robust solutions.

For me, financial planning is about crafting a set of solutions that prove to be an optimal match to your priorities. I take a calm and structured approach and focus on clear steps so that we have a mutual understanding of what step we are taking and why. Together we’ll get your finances in top shape, so that you can rest easy, feeling secure in your future. Naturally, the plan we agree upon will be dynamic, ensuring that it evolves as your circumstances change.

Outside of work I am a sports enthusiast, with a particular passion for golf. I support my golf club by serving as a Non-Executive Director on a voluntary basis and I enjoy the opportunity to play new courses. I value time spent with family and friends and I bring that same sense of loyalty and long-term commitment to the clients I work with.