Oliver Blackburn

Have you considered the importance of estate planning?

Many people don’t realise that inheritance tax (IHT) can apply once your estate goes over £325,000, although some people may also benefit from an additional residence nil rate band when passing on a home to direct descendants. This includes property, money, investments, and everyday belongings, and from April 2027, unused pension savings may also form part of your estate for inheritance tax. This can affect how much of your wealth is ultimately passed on to the people who matter most.

Estate planning helps ensure your wishes are followed and that as much of your estate as possible passes to the people you choose. However, the rules around inheritance tax can be complex and lots of people don’t understand how allowances apply or what their tax position will be.

That’s where I can help. I can help you to get a clear picture of the value of your taxable estate, explore ways to manage or reduce any tax liability and put a long-term plan in place that fits your goals and circumstances.

If you’d like to take control of your legacy, let’s talk about how I can support you.

Since 2011 I have gained valuable director-level experience across the Financial Services and Public sectors, in which I have enjoyed helping businesses and clients to achieve their strategic objectives. I have a strong service mindset and experience of navigating uncertainty with confidence and robust solutions.

For me, financial planning is about crafting a set of solutions that prove to be an optimal match to your priorities. I take a calm and structured approach and focus on clear steps so that we have a mutual understanding of what step we are taking and why. Together we’ll get your finances in top shape, so that you can rest easy, feeling secure in your future. Naturally, the plan we agree upon will be dynamic, ensuring that it evolves as your circumstances change.

Outside of work I am a sports enthusiast, with a particular passion for golf. I support my golf club by serving as a Non-Executive Director on a voluntary basis and I enjoy the opportunity to play new courses. I value time spent with family and friends and I bring that same sense of loyalty and long-term commitment to the clients I work with.