Oliver Blackburn

Aim to maximise your cash savings

It might shock you to know that 28% of people hold their cash in interest-free savings accounts⁽¹⁾, receiving no return on their hard-earned money. Because under current rules a basic rate taxpayer can earn up to £1,000 in interest from their savings without paying tax, these people could be missing out on a significant financial boost that they could be enjoying.

This is even more relevant when you consider that the average person typically holds up to 25% of their available money on cash deposit⁽²⁾. So, by reviewing your cash and tackling any ‘lazy money’, you’ll be making a great start at getting your finances in shape and achieving longer-term financial security.

If your money isn’t working as hard as it could, I can help. By making it easy to access potentially better interest rates, I can help you to aim to maximise your cash savings – giving you more money to spend on the things you enjoy or helping you grow your money towards a longer-term goal.

¹ Building Societies Association Sept 2024
² The Lang Cat: Cash as an asset class survey June 2024

Cash on deposit advice is not regulated by the Financial Conduct Authority.

Since 2011 I have gained valuable director-level experience across the Financial Services and Public sectors, in which I have enjoyed helping businesses and clients to achieve their strategic objectives. I have a strong service mindset and experience of navigating uncertainty with confidence and robust solutions.

For me, financial planning is about crafting a set of solutions that prove to be an optimal match to your priorities. I take a calm and structured approach and focus on clear steps so that we have a mutual understanding of what step we are taking and why. Together we’ll get your finances in top shape, so that you can rest easy, feeling secure in your future. Naturally, the plan we agree upon will be dynamic, ensuring that it evolves as your circumstances change.

Outside of work I am a sports enthusiast, with a particular passion for golf. I support my golf club by serving as a Non-Executive Director on a voluntary basis and I enjoy the opportunity to play new courses. I value time spent with family and friends and I bring that same sense of loyalty and long-term commitment to the clients I work with.