Nikita Stepanov

Can the right protection help you become more financially resilient?

Have you heard of the ‘protection gap’? You probably know someone who’s fallen into it.

Most of us know to get travel or pet insurance, or even just insure our mobile phone. But when it comes to really big life events, cover can easily get overlooked – causing a gap.

Far too many people aren’t properly protected against life-changing events, like losing their job or not being able to work because they’ve fallen ill. Which means that when these things do happen, they can have a much bigger impact than they need to.

Luckily, cover like income protection and critical illness can help people become more financially resilient. So, if you do have a financial shock, it doesn’t have to turn everything upside down. And it can be surprisingly simple and affordable.

If you’ve had a big milestone recently, or a change in your circumstances, it might be the right time to relook at your protection needs.

Reach out to me and I’ll be happy to help.

Having run my own business, I understand firsthand the challenges that individuals and entrepreneurs face when balancing growth with financial security. This experience has given me a unique perspective on where people often need the most support - whether it’s protecting their business, making tax-efficient decisions, or planning for the future.

My approach starts with a simple conversation - an opportunity to understand your circumstances, priorities, and aspirations. From there, I carry out a comprehensive review of your finances, ensuring no stone is left unturned. The outcome is a tailored, tax-efficient financial plan designed to support you at every stage of life. I enjoy building long-term relationships, guiding clients through the ups and downs of their financial journey, and ensuring they make the right decisions at the right time. Whether you are an entrepreneur, a business owner, or a private individual looking to secure your family’s financial future, my role is to simplify the complex and provide clarity, so you can focus on what matters most to you.

Outside of work, I value time with my family and enjoy playing tennis and cycling. When my wife and I travel, I never pass up an opportunity to scuba dive.