
Nicolette Malan
Financial Planning Consultant DipFA in London
A little bit about Nicolette
I provide clear and professional comprehensive financial advice to individuals, families and business owners in a straightforward and pragmatic fashion.
Start the conversation
An adviser’s insight
If it’s time for financial advice, I can help you
Coming into a sum of money can be exciting and overwhelming at the same time, especially if it’s sudden or unexpected. And while you’re trying to process all the emotions involved, you’ll probably have to make some important financial decisions as well.
Whether you’ve received an inheritance, a windfall, or a lump sum from work, having an adviser to help guide you and make a sensible plan can take away some of the stress and worry so you can focus on the benefits.
I can help you understand all the different options available to you, taking advantage of any allowances so your money works as tax-efficiently as possible.
I can also help you adjust your financial plans or make completely new ones by showing you how the choices you make today could impact your future.
Together, we can put your money to work in a way that helps you feel confident about the future.
Tax treatment varies according to individual circumstances and is subject to change.
Approver Quilter Financial Services Limited & Quilter Mortgage Planning Limited. May 2025.
Services
Holistic planning
Establishing and reviewing trusts, complete personal risk management planning, short- and long-term savings and investments.
Investments
Wealth management advice to make your money work as hard as it can for you, including making the most of any tax breaks available.
Pensions
Expert advice to help provide comfort in your retirement.
Protection
Whole of life and term assurance protection, private medical arrangements, critical illness insurance.
Income Protection
Permanent health insurance to provide a regular income should you be unable to work due to illness or injury.
Business Services & Protection
Commercial mortgages/remortgages, workplace pension and employee benefits. Commercial mortgages are by referral only.
Qualifications

Diploma for Financial Advisers
- The Diploma for Financial Advisers from the London Institute of Banking and Finance is the primary award for financial planners that develops core technical understanding across a broad range of key financial planning areas.
Testimonials
Bridget S
Nicolette is refreshingly honest and has integrity. I am most confident that Nicolette identifies clients’ needs and uses her wisdom, experience and understanding to advise clients. Nicolette offers a service accurately tailored to her clients’ needs, which is important, as no one wants to feel that they are being offered inappropriate investments or steered in a direction that is close to but not ideal to the clients’ needs.
Nicolette displays integrity and honesty, and in my case was able to advise options that would not have, in fact, led to her earning fees. I trust Nicolette entirely and would be most happy to do business with her in the future and would be happy to recommend her to others
Location
Nicolette's location
London
United Kingdom
Nicolette is located in London and offers expert financial advice covering Greater London and Surrey.
More about me
I provide clarity and peace of mind on investments, pensions, protection, trusts, inheritance tax mitigation and inter-generational wealth planning strategies. I illustrate quantifiable value and particularly enjoy seeing to it that wealth is secured, increased and retained in families.
When I'm not helping my clients, I may be found cheering for my son at the rugby or cooking something hearty for the family with my daughter.
The Financial Conduct Authority does not regulate some employee benefits, tax planning, inheritance tax planning, estate planning, succession planning, trusts or some buy-to-let mortgages.
The guidance and/or information contained within this website is subject to the UK regulatory regime and is therefore targeted at consumers based in the UK.
Registered Office: Quilter Financial Advisers, Senator House, 85 Queen Victoria Street, London, EC4V 4AB. Tel: 0207 562 5856. Registered in England and Wales. Registered number: 05693185. Lighthouse Financial Advice Limited, Senator House, 85 Queen Victoria Street, London, EC4V 4AB. Tel: 0207 562 5856. Registered in England and Wales. Registered number: 04795080.