Nicolette Malan
Financial Planning Consultant DipFA in London
A little bit about Nicolette
I provide clear and professional comprehensive financial advice to individuals, families and business owners in a straightforward and pragmatic fashion.
Start the conversation
Get in touch if you’d like to discuss how to balance your present spending plans with your future saving goals, or any other financial matters you’re thinking about.
Contact me today
An adviser’s insight
Spend wisely and save smartly
June can be one of the best months of the year with summer well and truly on the way. But with all those holidays, weddings, anniversaries, and other spending, it can also be one of the most expensive too.
While you should be focusing on the present, it’s also important to be aware of how major outlays now can have a significant impact on your financial security in later life. A cashflow model can give you a clear picture of the consequences your spending and saving can have on your future.
It’s also good to know about the ways you can use your tax-free allowances wisely on certain expenditures. For example, your gifting allowances can let you pass on up to £3,000 a year to your loved ones without it being added to the value of your estate.*
Together, we can make a plan to help you live your life to the full now, while still having the retirement you want later on.
Click on the contact me today button at the top of my profile to discuss how I can help you.
*Source: HMRC
Services
Holistic planning
Establishing and reviewing trusts, complete personal risk management planning, short- and long-term savings and investments.
Investments
Wealth management advice to make your money work as hard as it can for you, including making the most of any tax breaks available.
Pensions
Expert advice to help provide comfort in your retirement.
Protection
Whole of life and term assurance protection, private medical arrangements, critical illness insurance.
Income Protection
Permanent health insurance to provide a regular income should you be unable to work due to illness or injury.
Business Services & Protection
Commercial mortgages/remortgages, workplace pension and employee benefits. Commercial mortgages are by referral only.
Qualifications
Diploma for Financial Advisers
- The Diploma for Financial Advisers from the London Institute of Banking and Finance is the primary award for financial planners that develops core technical understanding across a broad range of key financial planning areas.
Testimonials
Bridget S
Nicolette is refreshingly honest and has integrity. I am most confident that Nicolette identifies clients’ needs and uses her wisdom, experience and understanding to advise clients. Nicolette offers a service accurately tailored to her clients’ needs, which is important, as no one wants to feel that they are being offered inappropriate investments or steered in a direction that is close to but not ideal to the clients’ needs.
Nicolette displays integrity and honesty, and in my case was able to advise options that would not have, in fact, led to her earning fees. I trust Nicolette entirely and would be most happy to do business with her in the future and would be happy to recommend her to others
Location
Nicolette's location
London
United Kingdom
Nicolette is located in London and offers expert financial advice covering Greater London and Surrey.
More about me
I provide clarity and peace of mind on investments, pensions, protection, trusts, inheritance tax mitigation and inter-generational wealth planning strategies. I illustrate quantifiable value and particularly enjoy seeing to it that wealth is secured, increased and retained in families.
When I'm not helping my clients, I may be found cheering for my son at the rugby or cooking something hearty for the family with my daughter.
The Financial Conduct Authority does not regulate some employee benefits, tax planning, inheritance tax planning, estate planning, succession planning, trusts or some buy-to-let mortgages.
The guidance and/or information contained within this website is subject to the UK regulatory regime and is therefore targeted at consumers based in the UK.
Registered Office: Quilter Financial Advisers, Senator House, 85 Queen Victoria Street, London, EC4V 4AB. Tel: 0207 562 5856. Registered in England and Wales. Registered number: 05693185. Lighthouse Financial Advice Limited, Senator House, 85 Queen Victoria Street, London, EC4V 4AB. Tel: 0207 562 5856. Registered in England and Wales. Registered number: 04795080.