Nichole Schurek
Financial Planning Consultant DipFA in Dorchester
A little bit about Nichole
Nicky has been in the Financial services Industry now for over 16 years.
What does she do?
She helps her clients make well informed decisions about their financial journeys through the various stages of their life in a friendly & professional manner.
How does she do this?
She puts her clients’ interests first and gets to know what they want out of life; what their financial goals are and how she can help realise them.
Typical things that clients need to consider:
• When can I afford to stop working?
• Can I afford to buy my own home?
• Can I help my children buy their first home?
• Can we do anything about our potential inheritance tax bill?
• Are my savings safe & getting the most suitable return?
• What will happen to my family in the event of a catastrophe?
Nicky understands that financial needs change, and therefore will always communicate to her customers in a way that is clear, fair & not misleading as she believes it is essential to have an agreed contract strategy to allow her clients to discuss any change in circumstance of future aspirations on a regular basis.
Nicky’s clients achieve peace of mind by taking steps to:
• Make sure they’re never paying too much for their mortgage
• Protect current & future lifestyle & Maximise opportunities to accumulate and preserve wealth
• Enjoy the fruits of their investments when the time comes
“I find it hugely rewarding when my clients can go about their daily lives knowing that they are well protected & that their life's goals are realistic and being planned for financially.”
When Nicky is not working she is a big supporter of the local triathlon club, so you'll see her supporting her husband & close friends. She has also recently qualified as a local technical officer with British triathlon. You will often see her marshalling and supervising races in all weathers cheering everybody on!
Start the conversation
Get in touch if you’d like to discuss the long-term benefits of including investing in your financial plans.
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An adviser’s insight
When is the right time to invest?
There’s always a degree of uncertainty when it comes to investing, so it’s natural for some people to feel nervous about it.
When the news is reporting stock market volatility, it’s understandable that some people might feel more cautious about investing. But including investments in your long-term financial plan is a smart way to give your money the best chance to grow.
Keeping money in cash might feel like a safe option, and having some money easily available is a sensible decision. But too much cash could end up costing you more because of inflation’s ability to eat away at the value of your savings. For example, when £10,000 is invested it can grow by 78% over 30 years, but if it was kept in a current account its value could actually reduce by 59%*.
There are lots of options when it comes to investing, and I’m here to guide you through them. I can help you decide things like which risk level is right for you, what types of investments to use to maximise your tax efficiency, and how to create an investment plan tailored to your circumstances and goals. I can also show you how different investment approaches could impact your finances over the long term.
If you’re thinking about how investing today can help create the life you want in the future, let’s talk about how I can support and guide you through the process.
The value of investments and the income they produce can fall as well as rise. You may get back less than you invested.
Tax treatment varies according to individual circumstances and is subject to change
*Based on an annual average investment return of 5% and inflation at 3%.
Services
Holistic planning
Establishing and reviewing trusts, complete personal risk management planning, short- and long-term savings and investments.
Investments
Wealth management advice to make your money work as hard as it can for you, including making the most of any tax breaks available.
Pensions
Expert advice to help provide comfort in your retirement.
Protection
Whole of life and term assurance protection, private medical arrangements, critical illness insurance.
Income Protection
Permanent health insurance to provide a regular income should you be unable to work due to illness or injury.
Business Services & Protection
Commercial mortgages/remortgages, workplace pension and employee benefits. Commercial mortgages are by referral only.
The Financial Conduct Authority does not regulate some employee benefits, tax planning, inheritance tax planning, estate planning, succession planning, trusts or some buy-to-let mortgages.
The guidance and/or information contained within this website is subject to the UK regulatory regime and is therefore targeted at consumers based in the UK.
Registered Office: Quilter Financial Advisers, Senator House, 85 Queen Victoria Street, London, EC4V 4AB. Tel: 0207 562 5856. Registered in England and Wales. Registered number: 05693185. Lighthouse Financial Advice Limited, Senator House, 85 Queen Victoria Street, London, EC4V 4AB. Tel: 0207 562 5856. Registered in England and Wales. Registered number: 04795080.