Nicholas Allen

Can the right protection help you become more financially resilient?

Have you heard of the ‘protection gap’? You probably know someone who’s fallen into it.

Most of us know to get travel or pet insurance, or even just insure our mobile phone. But when it comes to really big life events, cover can easily get overlooked – causing a gap.

Far too many people aren’t properly protected against life-changing events, like losing their job or not being able to work because they’ve fallen ill. Which means that when these things do happen, they can have a much bigger impact than they need to.

Luckily, cover like income protection and critical illness can help people become more financially resilient. So, if you do have a financial shock, it doesn’t have to turn everything upside down. And it can be surprisingly simple and affordable.

If you’ve had a big milestone recently, or a change in your circumstances, it might be the right time to relook at your protection needs.

Reach out to me and I’ll be happy to help.

I am a qualified financial planner and member of the Chartered Institute for Securities and Investment. I also hold a Law degree.

Outside of work, I remain active by playing cricket weekly for my local club and whenever time permits, visiting my father in France and helping him with the running and continued growth of our campsite – call it my own retirement planning! I have an outdoor passion to be more sustainable. Thus, in the next year, in addition to already having chickens and a vegetable garden, I will be expanding my efforts by cultivating mushrooms and having bees. I also love to read (constantly updating my Goodreads), and regularly going to the theatre - in spite of possessing zero artistic talent myself.