Nathan Hillyer

Tackle tax year end with confidence

Tax rules can seem pretty impenetrable. With the new Budget, and so many different allowances and regulations to keep up with, it’s no wonder millions of us end up accidentally missing opportunities.

In this case, ignorance really isn’t bliss. And by confidently preparing for tax year end, you can be sure you’re getting all the money you’re entitled to - whether that’s by saving as much as you can tax-efficiently or just using your allowances to their full extent.

I can go through your financial position with you, so you’re ready for tax year end on 5 April. Together we can make this tax year end something to celebrate, rather than pass by. Get in touch for your tax year end review or a cashflow modelling session to understand your financial position better.

Approver Quilter Financial Services Limited. November 2025.

My approach to advice is simple: put the client first, always. That means listening before recommending, explaining before acting, and building plans that reflect real lives - not just financial models.

I believe good financial planning should provide clarity and confidence, not complexity. My role is to help clients understand their options around pensions, investments and protection, make informed decisions, and stay on track as circumstances change. Advice isn’t a one-off event - it’s an ongoing relationship built on trust, transparency, and consistency over time.

Financial Adviser based in the RG41 area and serving clients across Wokingham, KT6, KT7 and KT10, with experience in financial services since 2014. I provide restricted advice through Quilter Financial Advisers, who are part of a FTSE 250 company, advising on pensions, investments and protection with a focus on long-term outcomes.

Since entering the profession, I’ve worked across restricted, independent, appointed representative and directly authorised firms. This breadth of experience has shaped a practical, client-focused approach to financial planning - one that values clarity, structure and long-term thinking. I hold the Level 4 Diploma in Regulated Financial Planning (CII) and place strong emphasis on doing the fundamentals well.

I’m particularly motivated by helping people make confident decisions with their finances, especially when those decisions feel complex or unfamiliar. I’m passionate about financial education and believe advice should empower clients to understand their plans, not just sign off on them.

Before starting my career, I rowed at a high level for many years and was a Henley Royal Regatta finalist. That experience instilled a competitive mindset and an appreciation for discipline, preparation and consistency - principles that translate directly into effective financial planning and long-term wealth building.

Outside of work, I enjoy training on Zwift, watching live sport, gaming, and spending quality time with my family. Building strong financial foundations for my own family reinforces why I care so deeply about helping others do the same - supporting clients in Wokingham, Surbiton, Thames Ditton, Kingston and surrounding areas as they plan for the future with confidence.