Mike Aspinall

What is cashflow modelling?

It’s the unknown that makes planning for the future difficult. Your life is full of lots of choices that can impact your financial situation. So how can you look all the way ahead to your later life with any kind of certainty?

This is where cashflow modelling comes in. Essentially, it’s a tool used by advisers like me to get an idea of how your financial future could look. I put in lots of data about you and your financial circumstances, and that lets me predict what could happen, and compare different scenarios against each other.

It means we can do things like: see whether you can afford to gift your grandchildren money towards their education, gauge whether your finances will last you into retirement, or understand whether you need to make some changes to achieve your goals.

Let me know if you think cashflow modelling could help you.

I ensure that I understand all my client’s short and long-term life and financial goals, to develop a plan and form a strategy to achieve all those goals and makes sure that the plan is reviewed and updated on a regular basis.

Outside of work, I enjoy spending time with my girlfriend, Amy, and when fit enjoy practising judo as a 1^st Dan Black belt. I also like socialising on the golf course, despite my handicap continuing to increase!