Melanie Millin

What is cashflow modelling?

It’s the unknown that makes planning for the future difficult. Your life is full of lots of choices that can impact your financial situation. So how can you look all the way ahead to your later life with any kind of certainty?

This is where cashflow modelling comes in. Essentially, it’s a tool used by advisers like me to get an idea of how your financial future could look. I put in lots of data about you and your financial circumstances, and that lets me predict what could happen, and compare different scenarios against each other.

It means we can do things like: see whether you can afford to gift your grandchildren money towards their education, gauge whether your finances will last you into retirement, or understand whether you need to make some changes to achieve your goals.

Let me know if you think cashflow modelling could help you.

A busy career in recruitment followed by motherhood and running a start-up. These are some of the reasons I let financial planning take a back seat. That is, until life threw some unexpected curveballs my way and it could no longer be ignored! Throughout life, our aims and priorities are constantly shifting. A financial plan should accommodate these changes and allow for the unexpected. Working with a financial planner should leave you feeling empowered and give you peace of mind. Whether it’s growing your wealth, planning for retirement, making the most of personal tax allowances, or just reviewing where you are “at”. I’d love to help!.

Newbury-based for 30 years, my hobbies include golf (I am huge sports fan generally, but mostly of the armchair variety), gardening/houseplants, and my two French bulldogs who are an endless source of companionship and amusement in equal measure!