Matthew Byrne

Can the right protection help you become more financially resilient?

Have you heard of the ‘protection gap’? You probably know someone who’s fallen into it.

Most of us know to get travel or pet insurance, or even just insure our mobile phone. But when it comes to really big life events, cover can easily get overlooked – causing a gap.

Far too many people aren’t properly protected against life-changing events, like losing their job or not being able to work because they’ve fallen ill. Which means that when these things do happen, they can have a much bigger impact than they need to.

Luckily, cover like income protection and critical illness can help people become more financially resilient. So, if you do have a financial shock, it doesn’t have to turn everything upside down. And it can be surprisingly simple and affordable.

If you’ve had a big milestone recently, or a change in your circumstances, it might be the right time to relook at your protection needs.

Reach out to me and I’ll be happy to help.

I take pride in helping my clients understand their options and putting them in an informed position to make the best decisions. I provide a holistic planning service, reviewing your needs and goals for your pensions and retirement planning, investment and wealth management, as well as protection and estate planning. I will take the time to fully understand your circumstances and needs, and get a real feeling of what is important to you in order to provide the best, personalised advice for you.

Before becoming a financial planner I worked in technology for over 10 years within the Financial Services Industry. I’m originally from Skipton in North Yorkshire. My career brought me to Edinburgh in 2018 and I’ve been settled here ever since. I travel back home regularly and work with clients in North Yorkshire as well as Edinburgh and the surrounding areas. The thing that brings me most joy in my work is helping people, and that’s why I love my role as a Financial Planning Consultant. My work gives me the opportunity to make a real difference in people’s lives and help my clients achieve goals they didn’t think were possible.

Outside of work I enjoy staying active through playing football, running, and going to the gym. I have a love for sports in general and will watch anyone chase a ball of any shape around a field! I have a passion for cars and enjoy road trips with my partner exploring the remote parts of Scotland. I‘m also partial to a bit of fine dining, and love planning city breaks in Europe.