Martin Fahy
Financial Planning Consultant DipPFS in Beverley
A little bit about Martin
I have been an adviser since 2017, with over twenty years’ experience in financial services. I help clients make confident decisions about retirement, investments, and protecting their families. My approach is straightforward and personal - I take the time to understand your goals and then recommend clear, practical solutions. Whether it’s planning for retirement, reducing tax, or structuring your investments, my focus is always on making complex matters simple and manageable.
Start the conversation
Whether you want help getting your pension in a good place, or to ask me about another financial need you might have, I’m here to help.
Contact me today
An adviser’s insight
How can you boost your pension pot?
In the UK, there’s an estimated £26.6bn1 in lost or forgotten pensions. That means the average UK worker is missing as much as £28k2 from their retirement money. But there’s good news - this kind of financial hit is completely avoidable.
Here are three simple ways to make sure your pension is working its hardest for you.
1. Check up on it
This one might seem obvious, but it’s easy to lose track of your pension pots, where they are, and what they’re doing. If you make a note of your pension providers, and check your pot(s) regularly, you’re far less likely to lose one of them over time.
2. Look at your investment allocation
Your investment allocation is where and how you’re investing your pension. Often, people will just use their pension provider’s default setting. But this might not actually be right for your retirement goals and risk profile. So, it’s a good idea to revisit this every few years.
3. Bump it up
If you’ve had a windfall recently, like a pay rise, bonus, or inheritance, putting a portion of it into your pension is a good idea. Not only is it tax-efficient, but you’ll be glad when your retirement comes around.
As an adviser, my role is to help you get all of this done simply, with all the facts and information you need. That might be helping you review your risk profile, consolidating old pension pots, or making a plan to help you retire early.
If that sounds good to you, please get in touch.
The value of pensions and the income they produce can fall as well as rise. You may get back less than you invested. Tax Planning is not regulated by the Financial Conduct Authority. Tax treatment varies according to individual circumstances and is subject to change.
2 Source: https://www.hrmagazine.co.uk/content/news/average-uk-worker-has-28-000-in-unclaimed-pensions
Services
Holistic planning
Establishing and reviewing trusts, complete personal risk management planning, short- and long-term savings and investments.
Investments
Wealth management advice to make your money work as hard as it can for you, including making the most of any tax breaks available.
Pensions
Expert advice to help provide comfort in your retirement.
Protection
Whole of life and term assurance protection, private medical arrangements, critical illness insurance.
Income Protection
Permanent health insurance to provide a regular income should you be unable to work due to illness or injury.
Business Services & Protection
Commercial mortgages/remortgages, workplace pension and employee benefits. Commercial mortgages are by referral only.
Qualifications
Diploma in Regulated Financial Planning
- The Level 4 Diploma in Regulated Financial Planning from the Chartered Insurance Institute develops core technical and initial financial planning understanding.
Testimonials
Glynis
⭐️⭐️⭐️⭐️⭐️
At last an adviser you can talk to! Today my husband and I had a meeting at Hessle with Martin, what a joy after years of meetings with an adviser who would never listen or act on what we wanted. Martin listened and advised, and gave us a solution that suited us. Thank you.
More about me
I began my career in financial services over two decades ago and have been advising clients directly since 2017. Over that time, I’ve worked with a wide range of individuals, families, and business owners, helping them to plan for the future with confidence. My expertise covers pensions, retirement income, investments, inheritance tax planning, and protection.
I believe that financial advice should be clear, practical, and tailored - there are no “one size fits all” solutions. Every recommendation I give is bespoke to your circumstances, designed to achieve your goals while giving you peace of mind. Clients tell me they value my ability to explain complex subjects simply and my approachable, professional manner. I’m committed to providing advice you can rely on, supported by the strength and resources of Quilter Financial Advisers.
Outside of work, I enjoy cycling, history, and classic cars, as well as spending time with my wife Laura and our family.
The Financial Conduct Authority does not regulate some employee benefits, tax planning, inheritance tax planning, estate planning, succession planning, trusts or some buy-to-let mortgages.
The guidance and/or information contained within this website is subject to the UK regulatory regime and is therefore targeted at consumers based in the UK.
Registered Office: Quilter Financial Advisers, Senator House, 85 Queen Victoria Street, London, EC4V 4AB. Tel: 0207 562 5856. Registered in England and Wales. Registered number: 05693185. Lighthouse Financial Advice Limited, Senator House, 85 Queen Victoria Street, London, EC4V 4AB. Tel: 0207 562 5856. Registered in England and Wales. Registered number: 04795080.