Mark Wade

What is cashflow modelling?

It’s the unknown that makes planning for the future difficult. Your life is full of lots of choices that can impact your financial situation. So how can you look all the way ahead to your later life with any kind of certainty?

This is where cashflow modelling comes in. Essentially, it’s a tool used by advisers like me to get an idea of how your financial future could look. I put in lots of data about you and your financial circumstances, and that lets me predict what could happen, and compare different scenarios against each other.

It means we can do things like: see whether you can afford to gift your grandchildren money towards their education, gauge whether your finances will last you into retirement, or understand whether you need to make some changes to achieve your goals.

Let me know if you think cashflow modelling could help you.

Financial Services and giving advice has changed quite a great deal over recent times, the world and its economic differences have made financial advice even more important and relevant.

I have worked in Financial Services all my life, starting out working for a firm of Chartered Accountants, so I have an ability to read accounts, and understand their contents. Then I moved into banking, working at a number of local branches till 1990, and soon after getting married in 1989, I felt the need to offer Financial Advice to both Corporate & Retail clients. I worked for a number of financial advice firms and more recently Quilter Financial Advisers, who I would say is the leading financial advice firms in the market to-day.

I am a family person with two grown up children and a loving wife, the purpose of unity and many years in the making. A financial plan is a contract between two or more people who set their sights on a target and look to strive towards its objectives. I can help you set those plans in place with Cash Flow modelling and providing holistic advice and on-going advice every year.