Marcin Kmieciak

Enjoy the feel-good factor of a financial spring clean

With the start of a new tax year, now is a great moment to take a little bit of time to get your finances in order and look ahead to the next 12 months and beyond.

I can help you take a fresh look at your finances and put a plan in place to help your money work hard for you over the next year. This can include ensuring that you’re maximising your new tax-free savings and gifting allowances.  

We can also consider any important updates to your circumstances, such as a pay rise or promotion, or changes to your family. 

Now is also a good time to review your longer-term goals and check in on your retirement savings. A cashflow model is an excellent way to do this as it can help to show how on track you are, if you need to make any adjustments, and the positive impact that even a few small changes made today can have on your finances over the long term. 

Click on the contact me today button at the top of my profile to discuss how I can help you.

I wanted to become a financial adviser as I have a real, real passion for helping my clients from the start of their financial journeys and continue to be there throughout their lives. I have a real passion for providing a personal service to my clients and hope that my friendly and professional approach helps customers feel confident and at ease when it comes to making important financial decisions.

Extended bio: I’m a financial adviser with a passion for helping people make sense of their money and plan for the future. I provide holistic financial advice across Bedfordshire and the surrounding areas, taking the time to listen carefully so that every aspect of your financial needs is understood and looked after. The main reason I became a financial planner was to help people make better decisions about their money. I enjoy working with clients to build and preserve wealth through tax-efficient investing, protection, and retirement planning. My aim is always to bring clarity and confidence to your financial future. Before moving into financial advice, I spent 20 years in IT support, where I honed my skills in listening carefully and solving complex problems. Those same qualities now shape the way I work with clients - taking the time to understand their goals and finding practical solutions that fit their needs.

Outside of work, I’m married with twins who keep my life busy and fun. At home, I share my space with our dog Shaun the Shih-Tzu, and Oreo the cat.