
Manit Prasad
Financial Planning Consultant DipPFS, Cert CII (MP) in London
A little bit about Manit
I am a qualified Financial Adviser with over 20 years of experience in financial services, working across banking, investments, and advisory roles in both the UK and Australia. I offer clear and tailored advice across financial planning, including investment strategies, retirement planning, protection and estate planning. I enjoy building long-term relationships with a wide range of clients - whether they’re families, business owners, professionals, or individuals at the start of their financial journey. I believe in making financial advice accessible, personal, and empowering, helping clients make confident decisions about their future.
* Estate planning is not regulated by the Financial Conduct Authority
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An adviser’s insight
If it’s time for financial advice, I can help you
Coming into a sum of money can be exciting and overwhelming at the same time, especially if it’s sudden or unexpected. And while you’re trying to process all the emotions involved, you’ll probably have to make some important financial decisions as well.
Whether you’ve received an inheritance, a windfall, or a lump sum from work, having an adviser to help guide you and make a sensible plan can take away some of the stress and worry so you can focus on the benefits.
I can help you understand all the different options available to you, taking advantage of any allowances so your money works as tax-efficiently as possible.
I can also help you adjust your financial plans or make completely new ones by showing you how the choices you make today could impact your future.
Together, we can put your money to work in a way that helps you feel confident about the future.
Tax treatment varies according to individual circumstances and is subject to change.
Approver Quilter Financial Services Limited & Quilter Mortgage Planning Limited. May 2025.
Services
Holistic planning
Establishing and reviewing trusts, complete personal risk management planning, short- and long-term savings and investments.
Investments
Wealth management advice to make your money work as hard as it can for you, including making the most of any tax breaks available.
Pensions
Expert advice to help provide comfort in your retirement.
Protection
Whole of life and term assurance protection, private medical arrangements, critical illness insurance.
Income Protection
Permanent health insurance to provide a regular income should you be unable to work due to illness or injury.
General Insurance
Home contents insurance, buildings insurance.
Dental & Medical
Financial planning for dental and medical professionals, in-depth knowledge of NHS pensions and needs of hospital doctors, GPs, dentists and locums.
Qualifications

Diploma in Regulated Financial Planning
- The Level 4 Diploma in Regulated Financial Planning from the Chartered Insurance Institute develops core technical and initial financial planning understanding.

Certificate in Mortgage Advice
- The Certificate in Mortgage Advice (Level 3) meets the FCA standards for mortgage advisers. It develops an understanding of the sector and the mortgage process, and enables advisers to meet individual client needs.
More about me
My journey in financial services began over two decades ago and has taken me from banking and investment management roles in Sydney and London to becoming a fully qualified Financial Adviser with Quilter Financial Advisers. That breadth of experience has given me a deep understanding of the financial world and the many ways it can both empower and overwhelm people.
I’m passionate about helping clients gain clarity, structure, and peace of mind around their finances. Whether it's helping a family plan for their future, supporting a business owner through key financial decisions, or guiding a professional towards a more tax-efficient retirement, I work collaboratively with each client to build a tailored plan that reflects their goals and values. My approach is friendly and pragmatic. I believe financial advice should be personal and accessible - not filled with jargon and that long-term planning is most effective when built on trust and understanding.
I offer advice across all areas of financial planning, including investments, retirement, protection, estate planning, and mortgages. I hold a Level 4 Diploma in Regulated Financial Planning, and the Certificate in Mortgage Advice, from the Chartered Insurance Institute. Further to this I hold a Bachelor of Economics Degree from Macquarie University in Sydney and the Investment Management Certificate (IMC).
I’m based in North West London, where I live with my wife and two children. Outside of work, I enjoy keeping active, which helps trying to keep up my two rapidly growing children, and contributing to our local primary school as a governor
The Financial Conduct Authority does not regulate some employee benefits, tax planning, inheritance tax planning, estate planning, succession planning, trusts or some buy-to-let mortgages.
The guidance and/or information contained within this website is subject to the UK regulatory regime and is therefore targeted at consumers based in the UK.
Registered Office: Quilter Financial Advisers, Senator House, 85 Queen Victoria Street, London, EC4V 4AB. Tel: 0207 562 5856. Registered in England and Wales. Registered number: 05693185. Lighthouse Financial Advice Limited, Senator House, 85 Queen Victoria Street, London, EC4V 4AB. Tel: 0207 562 5856. Registered in England and Wales. Registered number: 04795080.