Larry Yesufu

Spend wisely and save smartly

June can be one of the best months of the year with summer well and truly on the way. But with all those holidays, weddings, anniversaries, and other spending, it can also be one of the most expensive too.

While you should be focusing on the present, it’s also important to be aware of how major outlays now can have a significant impact on your financial security in later life. A cashflow model can give you a clear picture of the consequences your spending and saving can have on your future.

It’s also good to know about the ways you can use your tax-free allowances wisely on certain expenditures. For example, your gifting allowances can let you pass on up to £3,000 a year to your loved ones without it being added to the value of your estate.*

Together, we can make a plan to help you live your life to the full now, while still having the retirement you want later on.

Click on the contact me today button at the top of my profile to discuss how I can help you.

*Source: HMRC 

I will make it a priority to stay informed about industry developments and refine my abilities to deliver exceptional service to my clients. In a rapidly changing landscape such as financial planning, prioritising personal and ethical growth is essential. It guarantees that our clients obtain guidance and strategies that are thoroughly informed and in harmony with their optimal interests.

Beyond my professional commitments, I enjoy engaging in outdoor activities and cherishing moments with my three children. We engage in numerous walks, and I remain active in playing football for a local team.