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Karl Tinnion

Financial Adviser DipPFS in Stanley

A little bit about Karl

I enjoy helping clients create a plan for the future, whether that be for retirement, or saving for something shorter term, I can help you along the way offering straight forward, honest advice.

I work with individuals, families ,business owners and professionals to help secure your future, and protect what matters most to you along with taking the stress and complexity out of financial decisions.

Previous to becoming a financial planner I have spent 17 years owning and operating retail outlets throughout the northeast of England alongside investing in property since 2017. I now use this experience to help others who may be unsure on where to go next.

Find out more about me below.

Start the conversation

Get in touch if you’d like to discuss how I can help you with windfalls and lump sums.
Contact me today

An adviser’s insight

If it’s time for financial advice, I can help you

Graphic of elderly couple passing wealth to their relatives

Coming into a sum of money can be exciting and overwhelming at the same time, especially if it’s sudden or unexpected. And while you’re trying to process all the emotions involved, you’ll probably have to make some important financial decisions as well.

Whether you’ve received an inheritance, a windfall, or a lump sum from work, having an adviser to help guide you and make a sensible plan can take away some of the stress and worry so you can focus on the benefits.

I can help you understand all the different options available to you, taking advantage of any allowances so your money works as tax-efficiently as possible.

I can also help you adjust your financial plans or make completely new ones by showing you how the choices you make today could impact your future.

Together, we can put your money to work in a way that helps you feel confident about the future.

Tax treatment varies according to individual circumstances and is subject to change.

Approver Quilter Financial Services Limited & Quilter Mortgage Planning Limited. April 2026.

Services

Holistic planning

Establishing and reviewing trusts, complete personal risk management planning, short- and long-term savings and investments.

Income Protection

Permanent health insurance to provide a regular income should you be unable to work due to illness or injury.

Investments

Wealth management advice to make your money work as hard as it can for you, including making the most of any tax breaks available.

Pensions

Expert advice to help provide comfort in your retirement.

Protection

Whole of life and term assurance protection, private medical arrangements, critical illness insurance.

Qualifications

Diploma in Regulated Financial Planning

  • The Level 4 Diploma in Regulated Financial Planning from the Chartered Insurance Institute develops core technical and initial financial planning understanding.

Location

Karl's location

Stanley
County Durham
United Kingdom

Karl is located in Stanley and offers expert financial advice to suit your needs.

More about me

I have over 17 years experience of being self employed within the sales and retail Industry primarily within the home furnishings sector, operating retail outlets throughout the northeast. Pension and investment planning can sometimes be pushed aside, along with protection.

I have also been in property investment since 2017, I understand the challenges that can come along with both of these. Within my time in retail I always enjoyed the time spent with customers on a day to day basis and I now get to do that daily helping people with any financial matters they may have.

I have always had a passion for finance and spent a lot of time educating myself to make sure I was preparing for the future. I now use that experience to help others who may be unsure on where to go next

Out side of work me and my partner spend a lot of time on the beautiful Northumberland coastline with our little dog Bailey, usually shouting for him to come back or to stop rolling in the sand.

I am also a big fan of Newcastle united which comes with its own set of challenges.

What to expect

In advising you, I follow a simple and trusted 3 step process:

1. Free intro call to understand your needs

We will arrange a time to talk about your goals and plans.

2. Personalised plan

I'll prepare a tailored plan which always takes full account of your goals, and gives you the steps and expert support from me to get there. All explained simply.

3. On going check-ins, on your terms

I'll be there as your financial adviser to give you the support you need.

The Financial Conduct Authority does not regulate some employee benefits, tax planning, inheritance tax planning, estate planning, succession planning, trusts or some buy-to-let mortgages.

The guidance and/or information contained within this website is subject to the UK regulatory regime and is therefore targeted at consumers based in the UK.

Registered Office: Quilter Financial Advisers, Senator House, 85 Queen Victoria Street, London, EC4V 4AB. Tel: 0207 562 5856. Registered in England and Wales. Registered number: 05693185. Lighthouse Financial Advice Limited, Senator House, 85 Queen Victoria Street, London, EC4V 4AB. Tel: 0207 562 5856. Registered in England and Wales. Registered number: 04795080.

Quilter Financial Planning Network only: This financial promotion was approved by Quilter Financial Services Ltd & Quilter Financial Ltd on 10 July 2026.