Financial Planning Consultant DipFA, CeMAP®, CertLTCP in Gravesend
I am a Financial Adviser and Business Establishment Manager with Quilter Financial Advisers. Alongside helping clients achieve their financial goals, I also support and develop newly appointed financial advisers as they establish and grow their businesses within the Quilter network.
In the UK, there are around 3.3 million pension pots that are considered as ‘lost’, containing an average of around £9,500 per pot*. Nobody wants to be missing out on money they have built up in a pension, but there’s good news - this kind of financial hit is completely avoidable.
This one might seem obvious, but it’s easy to lose track of your pension pots, where they are, and what they’re doing. If you make a note of your pension providers, and check your pot(s) regularly, you’re far less likely to lose one of them over time.
Your investment allocation is where and how you’re investing your pension. Often, people will just use their pension provider’s default setting. But this might not actually be right for your retirement goals and risk profile. So, it’s a good idea to revisit this every few years.
If you’ve had a windfall recently, like a pay rise, bonus, or inheritance, putting a portion of it into your pension is a good idea. Not only is it tax-efficient, but you’ll be glad when your retirement comes around.
As an adviser, my role is to help you get all of this done simply, with all the facts and information you need. That might be helping you review your risk profile, consolidating old pension pots, or making a plan to help you retire early. Investing can help your money grow over time, but the value of investments can go down as well as up.
If that sounds good to you, please get in touch.
Approver Quilter Financial Services Limited. June 2026.
Establishing and reviewing trusts, complete personal risk management planning, short- and long-term savings and investments.
Wealth management advice to make your money work as hard as it can for you, including making the most of any tax breaks available.
Expert advice to help provide comfort in your retirement.
Whole of life and term assurance protection, private medical arrangements, critical illness insurance.
Permanent health insurance to provide a regular income should you be unable to work due to illness or injury.
Home contents insurance, buildings insurance.
First time buyers, remortgages, buy-to-let.
Commercial mortgages/remortgages, workplace pension and employee benefits. Commercial mortgages are by referral only.
I am passionate about helping individuals and families make informed financial decisions and providing clear, practical advice tailored to their personal circumstances. I work with clients across a range of areas, including retirement planning, pensions, investments, protection and estate planning, taking the time to understand what matters most to them before making recommendations.
My role as a Business Establishment Manager allows me to combine my passion for financial planning with coaching and mentoring advisers, helping them build the skills, confidence and knowledge needed to deliver excellent client outcomes.
I believe strong relationships are at the heart of good financial planning and pride myself on providing an approachable, professional service that supports clients through every stage of their financial journey.
I live in Kent with my two daughters and our much-loved beagle, who certainly keeps us all on our toes. Outside of work, I enjoy travelling, spending quality time with family and friends, and making the most of new experiences whenever I can. I am also a keen runner and enjoy setting myself new challenges. Over the years, I have combined my passion for running with fundraising for causes close to my heart, including the achievement of completing the London Marathon. I find fundraising events a rewarding way to support worthwhile causes whilst pushing myself outside of my comfort zone. Whether it's training for a race, exploring new destinations or spending time with loved ones, I value making the most of every opportunity.
In advising you, I follow a simple and trusted 3 step process:
We will arrange a time to talk about your goals and plans.
I'll prepare a tailored plan which always takes full account of your goals, and gives you the steps and expert support from me to get there. All explained simply.
I'll be there as your financial adviser to give you the support you need.
The Financial Conduct Authority does not regulate some employee benefits, tax planning, inheritance tax planning, estate planning, succession planning, trusts or some buy-to-let mortgages.
The guidance and/or information contained within this website is subject to the UK regulatory regime and is therefore targeted at consumers based in the UK.
Registered Office: Quilter Financial Advisers, Senator House, 85 Queen Victoria Street, London, EC4V 4AB. Tel: 0207 562 5856. Registered in England and Wales. Registered number: 05693185. Lighthouse Financial Advice Limited, Senator House, 85 Queen Victoria Street, London, EC4V 4AB. Tel: 0207 562 5856. Registered in England and Wales. Registered number: 04795080.
Quilter Financial Planning Network only: This financial promotion was approved by Quilter Financial Services Ltd & Quilter Financial Ltd on 01 August 2022.
