Financial Adviser in Watford, Hertfordshire
With over 22 years of experience in the financial services sector, I specialise in building long-term, trusted relationships with my clients. I provide holistic advice across retirement, investment, and protection planning, ensuring tailored solutions that meet each client’s unique needs. I am passionate about helping individuals and their families achieve their financial goals and enjoy lasting peace of mind through sound, strategic financial planning.
When people think about financial advice, they often think about investments. But financial advice can support a much wider range of decisions, helping you plan confidently for the future and make the most of the opportunities available to you.
New research commissioned by Quilter and conducted by Boring Money found that many people understand how advisers like me can help with investments, but are less aware of the wider support available through professional financial planning.
As an adviser, I may be able to help with:
Financial decisions can feel complex at times, particularly as circumstances, legislation, and markets change.
If we work together, I can help you:
If this sounds good to you, please get in touch.
Tax Planning, Estate Planning & Legacy Planning are not regulated by The Financial Conduct Authority.
Approver Quilter Financial Limited and Quilter Financial Services Limited. August 2026
Establishing and reviewing trusts, complete personal risk management planning, short- and long-term savings and investments.
Permanent health insurance to provide a regular income should you be unable to work due to illness or injury.
Wealth management advice to make your money work as hard as it can for you, including making the most of any tax breaks available.
Expert advice to help provide comfort in your retirement.
Whole of life and term assurance protection, private medical arrangements, critical illness insurance.
Juhel covers the following areas and offers expert financial advice to suit your needs:
After completing my degree in Economics and Business in 2002, I joined Barclays Bank, where I gained extensive experience across several roles, including Branch Manager and Relationship Manager. My time as a Relationship Manager was particularly rewarding, as it developed my passion for long-term financial planning and building trusted client relationships - skills that naturally led me to become a Financial Adviser.
In 2022, I joined St. James’s Place as a Financial Adviser, which has further enhanced my ability to provide comprehensive, client-focused advice. Over the years, my clients have valued my consistent, personalised approach and the reassurance that their financial wellbeing is always my priority.
Outside of work, I enjoy spending time with my immediate and extended family. I have two children - a boy and a girl, who keep me busy, especially as I coach my son’s under-14’s football team. I’m also a passionate Spurs fan but often watch Watford matches too, as they’re close to home.
In advising you, I follow a simple and trusted 3 step process:
We will arrange a time to talk about your goals and plans.
I'll prepare a tailored plan which always takes full account of your goals, and gives you the steps and expert support from me to get there. All explained simply.
I'll be there as your financial adviser to give you the support you need.
The Financial Conduct Authority does not regulate some employee benefits, tax planning, inheritance tax planning, estate planning, succession planning, trusts or some buy-to-let mortgages.
The guidance and/or information contained within this website is subject to the UK regulatory regime and is therefore targeted at consumers based in the UK.
Registered Office: Quilter Financial Advisers, Senator House, 85 Queen Victoria Street, London, EC4V 4AB. Tel: 0207 562 5856. Registered in England and Wales. Registered number: 05693185. Lighthouse Financial Advice Limited, Senator House, 85 Queen Victoria Street, London, EC4V 4AB. Tel: 0207 562 5856. Registered in England and Wales. Registered number: 04795080.
Quilter Financial Planning Network only: This financial promotion was approved by Quilter Financial Services Ltd & Quilter Financial Ltd on 01 August 2022.
