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Juhel Ali

Financial Adviser ACSI

A little bit about Juhel

With over 22 years of experience in the financial services sector, I specialise in building long-term, trusted relationships with my clients. I provide holistic advice across retirement, investment, and protection planning, ensuring tailored solutions that meet each client’s unique needs. I am passionate about helping individuals and their families achieve their financial goals and enjoy lasting peace of mind through sound, strategic financial planning.

Find out more about me below.

Start the conversation

Your money won’t reach its goal unless it has a direction. But with a plan, it can work towards something better. I can help.
Contact me today

An adviser’s insight

Money needs a plan. Here’s where to start

Money doesn’t make decisions on its own. Left sitting in cash, it quietly loses value. That’s why having a plan matters. It’s not about being wealthy or knowing all the answers – it’s about giving your money direction. And in the UK, many people miss out simply because they don’t take that first step.

  • Most people in the UK save sporadically or leave money sitting in cash – missing out on growth.
  • Planning gives peace of mind. It turns uncertainty into clarity.
  • The earlier you start, the more powerful the impact – but it’s never too late.
  • Quilter’s purpose is to help build brighter financial futures. That starts with a plan.
  • Investing always carries risk. The value of investments can go up and down and you may get back less than you invested.

Making your money work for you

Why investing matters

  • Lazy money loses value over time – inflation chips away at it.
  • Investing little and often helps your money grow without needing to be an expert.
  • A plan helps you stay focused and avoid reactive decisions.

Inflation and ‘lazy money’

  • Inflation quietly erodes the value of your savings.
  • £10,000 in cash today could be worth significantly less in 10 years.
  • Investing helps protect your money from inflation and grow it over time.
Ready to build your plan? Contact me using the details above.

Services

Holistic planning

Establishing and reviewing trusts, complete personal risk management planning, short- and long-term savings and investments.

Income Protection

Permanent health insurance to provide a regular income should you be unable to work due to illness or injury.

Investments

Wealth management advice to make your money work as hard as it can for you, including making the most of any tax breaks available.

Pensions

Expert advice to help provide comfort in your retirement.

Protection

Whole of life and term assurance protection, private medical arrangements, critical illness insurance.

Qualifications

Diploma in Investment Advice

  • The Diploma in Investment Advice provides a sound grounding in UK financial services and consumer relationships, including exchange traded futures and options and financial protection.

Location

Juhel's location

Juhel covers the following areas and offers expert financial advice to suit your needs: 

  • Watford
  • Hertfordshire area
  • High Wycombe
  • Buckinghamshire area
  • London  

 

More about me

After completing my degree in Economics and Business in 2002, I joined Barclays Bank, where I gained extensive experience across several roles, including Branch Manager and Relationship Manager. My time as a Relationship Manager was particularly rewarding, as it developed my passion for long-term financial planning and building trusted client relationships - skills that naturally led me to become a Financial Adviser.

In 2022, I joined St. James’s Place as a Financial Adviser, which has further enhanced my ability to provide comprehensive, client-focused advice. Over the years, my clients have valued my consistent, personalised approach and the reassurance that their financial wellbeing is always my priority.

Outside of work, I enjoy spending time with my immediate and extended family. I have two children - a boy and a girl, who keep me busy, especially as I coach my son’s under-14’s football team. I’m also a passionate Spurs fan but often watch Watford matches too, as they’re close to home.

The Financial Conduct Authority does not regulate some employee benefits, tax planning, inheritance tax planning, estate planning, succession planning, trusts or some buy-to-let mortgages.

The guidance and/or information contained within this website is subject to the UK regulatory regime and is therefore targeted at consumers based in the UK.

Registered Office: Quilter Financial Advisers, Senator House, 85 Queen Victoria Street, London, EC4V 4AB. Tel: 0207 562 5856. Registered in England and Wales. Registered number: 05693185. Lighthouse Financial Advice Limited, Senator House, 85 Queen Victoria Street, London, EC4V 4AB. Tel: 0207 562 5856. Registered in England and Wales. Registered number: 04795080.

Quilter Financial Planning Network only: This financial promotion was approved by Quilter Wealth Ltd, Quilter Financial Services Ltd, Quilter Mortgage Planning Ltd, Quilter Financial Ltd, Quilter Financial Planning Solutions Ltd & Lighthouse Advisory Services Limited on 01 August 2022.