Financial Planner DipPFS in Greater Liverpool Area
I'm a Financial Planner based in the North West, supporting clients across the UK with clear, personalised advice on pensions, investments, and long-term financial planning. I've worked in financial services since 2013, starting with a national workplace pension consultancy, which gave me a deep understanding in the UK pension landscape
Today, I work with a wide range of clients from individuals to business owners and large PLCs, helping them make confident, informed decisions about their financial futures.
Changes announced in the Autumn Budget could have an impact on your finances, both now and in the years ahead.
Our guide explains the key announcements and provides a useful overview of the changes you may want to consider as part of your financial planning.
For help understanding how the Autumn Budget could impact you, get in touch with me today.
Money doesn’t make decisions on its own. Left sitting in cash, it quietly loses value. That’s why money needs a plan. It’s not about being wealthy or knowing all the answers – it’s about giving your money direction. And in the UK, many people miss out simply because they don’t take that first step.
Approver Quilter Financial Services Limited. October 2026.
Commercial mortgages/remortgages, workplace pension and employee benefits. Commercial mortgages are by referral only.
Establishing and reviewing trusts, complete personal risk management planning, short- and long-term savings and investments.
Wealth management advice to make your money work as hard as it can for you, including making the most of any tax breaks available.
Expert advice to help provide comfort in your retirement.
Whole of life and term assurance protection, private medical arrangements, critical illness insurance.
Financial planning for dental and medical professionals, in-depth knowledge of NHS pensions and needs of hospital doctors, GPs, dentists and locums.
Today, I work with a wide range of clients from individuals to business owners and large PLCs, helping them make confident, informed decisions about their financial futures.
Here's how I support my clients:
Retirement planning - I help clients visualise and achieve their ideal retirement by building a retirement planning strategy which is tailored to your investment preferences and goals. Whether you're approaching retirement or planning decades ahead, I ensure your plan evolves with you.
Investment advice - I construct and review portfolios that align with your risk profile, responsible investment preferences, and long-term objectives. I provide clear guidance on how your investments can work harder for you.
Tax planning and efficiency - I advise on structuring your assets to minimise tax liabilities across income, capital gains, and inheritance tax. This includes optimising pension contributions, ISA allowances, and exploring more advanced solutions like investment bonds and trusts where appropriate.
Wealth protection and estate planning - I support clients in safeguarding their wealth through tailored protection strategies, including life cover, critical illness, and income protection. I also help navigate inheritance tax planning to ensure your legacy is passed on efficiently and in line with your wishes.
Ongoing reviews and support - Financial planning isn't a one-off event. I provide regular progress checks and proactive updates to keep your strategy aligned with changing legislation, market conditions, and personal circumstances — ensuring your plan remains on track and fit for purpose.
My advice can be delivered in person, or 100% remotely with meetings held by 'Microsoft Teams' or 'Zoom'.
In advising you, I follow a simple and trusted 3 step process:
We will arrange a time to talk about your goals and plans.
I'll prepare a tailored plan which always takes full account of your goals, and gives you the steps and expert support from me to get there. All explained simply.
I'll be there as your financial adviser to give you the support you need.
The Financial Conduct Authority does not regulate some employee benefits, tax planning, inheritance tax planning, estate planning, succession planning, trusts or some buy-to-let mortgages.
The guidance and/or information contained within this website is subject to the UK regulatory regime and is therefore targeted at consumers based in the UK.
Registered Office: Quilter Financial Advisers, Senator House, 85 Queen Victoria Street, London, EC4V 4AB. Tel: 0207 562 5856. Registered in England and Wales. Registered number: 05693185. Lighthouse Financial Advice Limited, Senator House, 85 Queen Victoria Street, London, EC4V 4AB. Tel: 0207 562 5856. Registered in England and Wales. Registered number: 04795080.
Quilter Financial Planning Network only: This financial promotion was approved by Quilter Financial Services Ltd & Quilter Financial Ltd on 01 August 2022.
